103 Pratt St, Madison, NC 27025 Property Records

Rockingham County property record for 103 Pratt St, Madison, NC 27025

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,402 sqft · built 1960
Lot Size	1.2 acres (52,312 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Mar 2024)
Tax Bill	$4,279 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7916-19-72-3131-00`

Property Details

APN / Parcel Number

Primary APN	`7916-19-72-3131-00`
Alternative APN	`119045`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,402 sqft Finished Area
1st Floor Area	2,402 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Lot Area	52,312 sqft (1.2 acres)
Lot Dimensions	193 ft deep x 275 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	171 sqft
Deck Area	Deck Area
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	119045
Street Address	103 PRATT ST
City	MADISON
State	NC
Zip	27025-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES 8 MADI
Legal Description	LOTS 5-8 METHODIST CHURCH SURVEY MCDANIEL SUBD METHODIST CHURCH SURVEY
Legal Subdivision	METHODIST CHURCH SURVEY MCDANIEL SUBD
Legal Lot Number	5-8
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1033
Census Tract	40800

Owner

103 Pratt St is owned and occupied by two individuals who bought it in March 2024.

Source: Rockingham County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 PRATT ST, MADISON, NC 27025-1947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	2024650591
Deed Book / Page	1664 / 1703
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Recording Date	May 14, 2026
Property Address	103 PRATT ST, MADISON, NC 27025-1947
Document Number	0000677709
Book / Page	1713 / 135
Instrument Date	May 9, 2026
Instrument	2026677709
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PRATT ST, MADISON, NC 27025-1947
Investor	Possibly a Property Investor

Mortgage

Document Number	0000677709,
Date	May 14, 2026
Book Page	1713/135
Instrument	2026677709

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Mar 22, 2024
Property Address	103 PRATT ST, MADISON, NC 27025-1947
Document Number	0000650591
Book / Page	1664 / 1703
Map Reference	MB 9 PG 65
Instrument Date	Mar 22, 2024
Instrument	650591
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$698.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	576 BARNES RD, EDEN, NC 27288-7504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PRATT ST, MADISON, NC 27025-1947

Mortgage

Document Number	0000650592
Date	Mar 22, 2024
Book Page	1664/1706
Instrument	650592

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	103 PRATT ST, MADISON, NC 27025-1947
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000605469
Date	Nov 23, 2020
Book Page	1590/136
Instrument	605469

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 103 Pratt St was $4,279, down 0.9% from the year before.

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Municipality	Madison Town
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,279.00 (-0.86%)	$337,211 (-) Land $28,132 Building $309,079	$337,211 (-) Land $28,132 Building $309,079
2025	$4,316.00	$337,211 Land $28,132 Building $309,079	$337,211 Land $28,132 Building $309,079
2023	$2,996.00	$210,298 Land $25,712 Building $184,586	$210,298 Land $25,712 Building $184,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Pratt St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1979–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Pratt St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MADISON serves 2,116 people · EPA ID NC0279030
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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