Pamlico County property record for 103 Pram Ln, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,436 sqft · built 1976 |
| Lot Size | 0.641 acres (27,922 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $982,000 (Sep 2023) |
| Tax Bill | $1,983 (2023) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | I092-4-61 |
| Primary APN | I092-4-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 27,922 sqft (0.641 acres) |
| Garage Type | Attached |
| Garage Area | 871 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Deck Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26525 |
|---|---|
| Street Address | 103 PRAM LN |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-9393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF SR 1308 PRAM LANE SAIL LOFT LOT 61 0010605 6487218013000 |
| Legal Lot Number | 61 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 950203 |
Source: Pamlico County records, as of October 16, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 107 RONSARD LN, CARY, NC 27511-6019 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Aug 25, 2006 · Amount on Record |
| Deed Document Number | 0000071851 |
| Deed Book / Page | 718 / 51 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Sep 29, 2023 |
| Property Address | 103 PRAM LN, ORIENTAL, NC 28571-9393 |
| Document Number | 0000718/51 |
| Book / Page | 718 / 51 |
| Map Reference | MB 6 PG 83 |
| Instrument Date | Sep 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,964.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 RONSARD LN, CARY, NC 27511-6019 |
| Name | Verified Name |
|---|---|
| Address | 107 RONSARD LN, CARY, NC 27511-6019 |
| Document Number | 0000071854 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 718/54 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Pamlico County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,983.00 | $302,762 Land $82,208 Building $220,554 | $302,762 Land $82,208 Building $220,554 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 144 (2003–2018) |
| Claims Outside the SFHA | 33 of 144 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Brightspeed.
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