103 Prairie Cir, Kempner, TX 76539 Property Records

Bell County property record for 103 Prairie Cir, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	1,785 sqft · built 2008
Lot Size	0.608 acres (26,528 sqft)
Owner	Individual Name on File
Tax Bill	$1,319 (2022)
Deeds & Mortgages	May 2024 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0946650646`

Property Details

APN / Parcel Number

Primary APN	`0946650646`
Alternative APNs	`386995` `824073`

Interior

Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	1,786 sqft
1st Floor Area	1,785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,528 sqft (0.608 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	236 sqft
Storage Building	24 sqft

Location & Zoning

Account Number	824073
Street Address	103 PRAIRIE CIR
City	KEMPNER
State	TX
Zip	76539-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLS RANCH PHASE 4, BLOCK 001, LOT 0032, ACRES .609
Legal Subdivision	WELLS RANCH PHASE 4
Legal Block	1
Legal Lot Number	32
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2015
Census Tract	23301

Owner

103 Prairie Cir is owned and occupied by an individual who acquired it in May 2024.

Source: Bell County records, as of May 14, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	103 PRAIRIE CIR, KEMPNER, TX 76539-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Feb 17, 2023	Vendor's Lien, Transfer · VA Mortgage FIRST NATIONAL BANK TEXAS
Jun 6, 2022	Warranty Deed, Transfer NOT AVAILABLE, OSN TEXAS LLC PLANO BRANCH
Feb 23, 2017	Vendor's Lien, Transfer · FHA Mortgage FIRST NATIONAL BANK TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024
Deed Sale	May 1, 2024
Prior Sale	Feb 17, 2023
Deed Document Number	2024018476
Record Updated	Jun 7, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 1, 2024
Property Address	103 PRAIRIE CIR, KEMPNER, TX 76539-2606
Document Number	0000018476
Map Reference	CAB D SL 130-D
Instrument Date	Apr 25, 2024
Instrument	2024018476
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 WHISPERING PINES DR, ANDERSON, SC 29621-2467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PRAIRIE CIR, KEMPNER, TX 76539-2606

Mortgage

Document Number	0000018477
Date	May 1, 2024
Instrument	2024018477

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 17, 2023
Property Address	103 PRAIRIE CIR, KEMPNER, TX 76539-2606
Document Number	0000006613
Map Reference	CAB D SL 130-D
Instrument Date	Feb 16, 2023
Instrument	2023006613
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PRAIRIE CIR, KEMPNER, TX 76539-2606

Mortgage

Document Number	0000006614
Date	Feb 17, 2023
Instrument	2023006614

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 6, 2022
Property Address	103 PRAIRIE CIR, KEMPNER, TX 76539-2606
Document Number	0000035946
Map Reference	CAB D SL 130-D
Instrument Date	Jun 3, 2022
Instrument	2022035946
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	NOT AVAILABLE, OSN TEXAS LLC PLANO BRANCH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD #1600 # 1600, 1600, BELLAIRE, TX 77401
Investor	Possibly a Property Investor

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 23, 2017
Property Address	103 PRAIRIE CIR, KEMPNER, TX 76539-2606
Document Number	0000007237
Map Reference	CAB D SL130-D
Instrument Date	Feb 8, 2017
Instrument	2017-00007237
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	CMR 469 BA 269, APO, AE 09227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PRARIE CIR, KEMPNER, TX 76539-2606

Mortgage

Document Number	0000007238
Date	Feb 23, 2017
Instrument	2017-00007238

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$329,423 Land $30,000 Building $299,423	$329,423 Land $30,000 Building $299,423
2022	$1,319.00 (+11.59%)
2021	$1,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Prairie Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Prairie Cir is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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