103 Post Rd, Waverly, TN 37185 Property Records

Humphreys County property record for 103 Post Rd, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,005 sqft · built 1996
Lot Size	8.5 acres (370,260 sqft)
Owner	Individual Name on File
Last Sale	$431,000 (Nov 2021)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043053 02200`

Property Details

APN / Parcel Number

Primary APN	`043053 02200`
Alternative APN	`053 02200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,005 sqft Living Area
1st Floor Area	2,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	370,260 sqft (8.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	538 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Shed	1 Shed
Shed Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	103 POST RD
City	WAVERLY
State	TN
Zip	37185-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W99
Jurisdiction	HUMPHREYS TN
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	130300

Owner

Source: Humphreys County records · APN 043053 02200

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	103 POST RD, WAVERLY, TN 37185-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Nov 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FEDERAL BANK
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage TENNESSEE TRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	21004043
Deed Book / Page	211 / 1401
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	103 POST RD, WAVERLY, TN 37185-1033
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TENNESSEE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000698
Date	Mar 02, 2022
Book Page	TD242/112
Instrument	22000698

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2037

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Nov 17, 2021
Property Address	103 POST RD, WAVERLY, TN 37185-1033
Document Number	0000004043
Book / Page	211 / 1401
Instrument Date	Nov 12, 2021
Instrument	21004043
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,594.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 POST RD, WAVERLY, TN 37185-1033

Mortgage

Document Number	0000004044
Date	Nov 17, 2021
Instrument	21004044

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	103 POST RD, WAVERLY, TN 37185-1033
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000276
Date	Jan 27, 2020
Book Page	233/1590
Instrument	20000276

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jul 27, 2020
Property Address	103 POST RD, WAVERLY, TN 37185-1033
Document Number	0000002128
Book / Page	209 / 995
Instrument Date	Jul 24, 2020
Instrument	20002128
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	STEWART TITLE COMPANY TN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,198.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 POST RD, WAVERLY, TN 37185-1033

Mortgage

Document Number	0000002129
Date	Jul 27, 2020
Instrument	20002129

Lender

Name	TENNESSEE TRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,506.00 (-0.34%)	$115,450 (-) Land $15,350 Building $100,100
2024	$3,518.00	$115,450 (-) Land $15,350 Building $100,100
2023	$3,518.00 (+49.64%)	$115,450 (+57.61%) Land $15,350 Building $100,100	$461,800 (+57.61%) Land $61,400 Building $400,400
2022	$2,351.00	$73,250 Land $8,900 Building $64,350	$293,000 Land $35,600 Building $257,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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