103 Poole St, Fallston, NC 28042 Property Records

Cleveland County property record for 103 Poole St, Fallston, NC 28042 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2007
Square Footage	1,400 sqft Finished Area
Lot Size	500,504 sqft (11.4 acres)
Garage	1,440 sqft
Tax Bill	$1,635.00 (2025)

Owner

Source: Cleveland County records · APN 34893

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 128, FALLSTON, NC 28042-0128
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	103 POOLE ST, FALLSTON, NC 28042
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017940965
Date	Jun 28, 2019
Book Page	1794/0965
Instrument	200027837

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Fallston Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,710 (-) Land $51,058 Building $187,652	$238,710 (-) Land $51,058 Building $187,652
2025	$1,635.00	$238,710 (+50.91%) Land $51,058 Building $187,652	$238,710 (+50.91%) Land $51,058 Building $187,652
2023		$158,182 Land $39,209 Building $118,973	$158,182 Land $39,209 Building $118,973

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`34893`
Alternative APN	`17640401`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,400 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	500,504 sqft (11.4 acres)
Parking Spaces	5 Parking Spaces
Garage Area	1,440 sqft Garage

Exterior Amenities

Deck Area	168 sqft Deck
Porch Area	300 sqft Porch
Canopy Area	400 sqft Canopy
Storage Building	Storage Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	17640401
Street Address	103 POOLE ST
City	FALLSTON
State	NC
Zip	28042
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	11.49 AC HWY 18
Legal Block	1
Legal Lot Number	22
Jurisdiction	CLEVELAND NC
Minor Civil Division	CLEVELAND
Census Blockgroup	1
Census Block	1010
Census Tract	950200