103 Pine Valley Ct, Westminster, MD 21157 Property Records

Carroll County property record for 103 Pine Valley Ct, Westminster, MD 21157

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,280 sqft · built 1976
Lot Size0.121 acres (5,270 sqft)
Owner2 Individual Names on Record
Last Sale$192,000 (Jun 2019)
Tax Bill$3,600 (2026)
Deeds & MortgagesJan 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-072546

Property Details

APN / Parcel Number

Primary APN07-072546
Alternative APNs
  • 7072546
  • 072546

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,280 sqft Total Area
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area5,270 sqft (0.121 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number072546
Street Address103 PINE VALLEY CT
CityWESTMINSTER
StateMD
Zip21157-5342
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-100
Legal DescriptionLT 42 - 5270 SF 103 PINE VALLEY CT 14-38 MIDDLEBROOKE SC 3 PLT 3
Legal SubdivisionSECTION 3 PLAT 3 MIDDLEBROOKE
Legal Lot Number42
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group4
Census Block4000
Census Tract507801

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 PINE VALLEY CT, WESTMINSTER, MD 21157-5342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 19, 2019Deed, Transfer · Conventional Mortgage
NATIONWIDE MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2019 · Amount on Record
Deed SaleJun 19, 2019 · Amount on Record
Prior SaleNov 15, 2000 · Amount on Record
Deed Book / Page9323 / 152
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address103 PINE VALLEY CT, WESTMINSTER, MD 21157-5342
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100270081
DateJan 4, 2021
Book Page10027/81
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueAug 1, 2050

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJun 19, 2019
Property Address103 PINE VALLEY CT, WESTMINSTER, MD 21157-5342
Document Number0093230152
Book / Page9323 / 0152
Map ReferenceMB 14 FO 38
Instrument DateDec 19, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyXPRESS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address103 PINE VALLEY CT, WESTMINSTER, MD 21157-5342

Mortgage

Document Number0009323159
DateJun 19, 2019
Instrument9323/159
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,600.00 (+5.91%) Homeowner's exemption$256,700 (+27.27%) Land $70,000 Building $186,700$256,700 (+27.27%) Land $70,000 Building $186,700
2025$3,399.00 (-0.26%) Homeowner's exemption
2023$3,408.00 Homeowner's exemption$201,700 Land $60,000 Building $141,700$201,700 Land $60,000 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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