103 Pine Needle Dr, Commerce, GA 30530 Property Records

Banks County property record for 103 Pine Needle Dr, Commerce, GA 30530 · Last verified April 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1988
Square Footage	1,560 sqft Gross Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (2024)
Tax Bill	$605.00 (2025)

Owner

Source: Banks County records · APN B85E089B

Assessment roll updated November 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 PINE NEEDLE DR, COMMERCE, GA 30530-7075
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Warranty Deed, Transfer
Jan 10, 2024	Limited Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EQUITY PRIME MORTGAGE
Jul 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Jan 10, 2024 · Amount on Record
Deed Book / Page	555 / 335
Prior Transfer Date	Dec 28, 2023
Prior Transfer Doc	000555/355
Record Refreshed	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jan 10, 2024
Property Address	103 PINE NEEDLE DR, COMMERCE, GA 30530-7075
Document Number	000555/355
Book / Page	555 / 355
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	Feb 05, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	From Affidavit or Verified

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	103 PINE NEEDLE DR, COMMERCE, GA 30530-7075

January 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jan 10, 2024
Property Address	103 PINE NEEDLE DR, COMMERCE, GA 30530-7075
Document Number	000555/335
Book / Page	555 / 335
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	Feb 05, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PINE NEEDLE DR, COMMERCE, GA 30530-7075

Mortgage

Document Number	0000555336
Date	Jan 10, 2024
Instrument	555/336

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jul 19, 2022
Property Address	103 PINE NEEDLE DR, COMMERCE, GA 30530-7075
Document Number	000531/655
Book / Page	531 / 655
Instrument Date	Jul 19, 2022
Instrument	2022-000637
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 MITCHELL ST, MAYSVILLE, GA 30558-1758

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$605.00 (-0.98%)	$31,739 (+2.3%) Land $9,886 Building $21,853	$79,346 (+2.3%) Land $24,714 Building $54,632
2024	$611.00 (+6.08%)	$31,024 (+9.49%) Land $8,987 Building $22,037	$77,561 (+9.49%) Land $22,468 Building $55,093
2023	$576.00 (+39.81%)	$28,334 (+30.99%) Land $7,160 Building $21,174	$70,836 (+30.99%) Land $17,901 Building $52,935
2022	$412.00 Homeowner's exemption	$21,631 Land $7,160 Building $14,471	$54,079 Land $17,901 Building $36,178

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`B85E089B`
Alternative APN	`6948`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,560 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home Style
Exterior Material	Wood Exterior
Roof Material	Metal Roof
Lot Area	43,560 sqft (1 acres)
Deck Area	16 sqft Deck
Patio Area	200 sqft Patio
Porch Area	1,376 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	6948
Street Address	103 PINE NEEDLE DR
City	COMMERCE
State	GA
Zip	30530-7075
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	TRT 1 PB:26/064 26-94
Legal Subdivision	PETER TIKOTIN
Legal Tract	1
Jurisdiction	BANKS GA
Minor Civil Division	SOUTHEAST BANKS
Census Blockgroup	1
Census Block	1005
Census Tract	970400

103 Pine Needle Dr, Commerce, GA 30530 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2024: Limited Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Pine Needle Dr

Nearby Streets

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