Union County property record for 103 Pine Lake Dr, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,805 sqft Living Area |
| Lot Size | 10,062 sqft (0.231 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $470,000 (2022) |
| Tax Bill | $3,499.00 (2025) |
| Primary APN | 09-397-102 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,805 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Construction Type | Wood Construction |
| Roof Construction | Hip Roof Construction |
| Lot Area | 10,062 sqft (0.231 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 156 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 103 PINE LAKE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8151 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #100 PONDSIDE PH1 MP1 OPCJ039/OPCJ956 |
| Legal Subdivision | PONDSIDE AKA VILLAS SUN VALLEY |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 20307 |
Source: Union County records · APN 09-397-102
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 PINE LAKE DR, MONROE, NC 28110-8151 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 04, 2022 | Warranty Deed, Transfer |
| Sep 30, 2022 | Warranty Deed, Transfer |
| May 25, 2022 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2022 · Amount on Record |
| Deed Sale | Nov 04, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Deed Doc Number | 202237427 |
| Deed Book / Page | 8603 / 646 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 103 PINE LAKE DR, MONROE, NC 28110-8151 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | PRO NATIONAL TITLE AGENCY, PRO NATIONAL TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 103 PINE LAKE DR, MONROE, NC 28110-8151 |
| Document Number | 0000926837 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 9268/37 |
| Instrument | 33416 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 922 Months |
| Due | Oct 21, 2102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 04, 2022 |
| Property Address | 103 PINE LAKE DR, MONROE, NC 28110-8151 |
| Document Number | 0008603646 |
| Book / Page | 8603 / 646 |
| Map Reference | CAB J FILE 956 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 37427 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $940.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1435 WEST BLVD MOREHEAD ST130, 1435, CHARLOTTE, NC 28208-7045 |
| Name | Verified Name |
|---|---|
| Address | 103 PINE LAKE DR, MONROE, NC 28110-8151 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 30, 2022 |
| Property Address | 103 PINE LAKE DR, MONROE, NC 28110-8151 |
| Document Number | 0008582783 |
| Book / Page | 8582 / 783 |
| Map Reference | FILE 956 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 34108 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $940.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 1435 W MOREHEAD ST STE 130, 130, CHARLOTTE, NC 28208-5208 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 25, 2022 |
| Property Address | 103 PINE LAKE DR, MONROE, NC 28110-8151 |
| Document Number | 0008486371 |
| Book / Page | 8486 / 371 |
| Map Reference | CAB J FILE 956 |
| Instrument Date | May 25, 2022 |
| Instrument | 19097 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $933.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5285 COURTYARD LN, BELMONT, NC 28012-0110 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,499.00 (+29.26%) | $525,600 (+63.38%) Land $84,100 Building $441,500 | $525,600 (+63.38%) Land $84,100 Building $441,500 |
| 2023 | $2,707.00 | $321,700 Land $53,000 Building $268,700 | $321,700 Land $53,000 Building $268,700 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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