Putnam County property record for 103 Pine Forest Cir, Crescent City, FL 32112
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,025 sqft · built 1983 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $676 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-27-1821-0020-0020 |
| Primary APN | 23-12-27-1821-0020-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,025 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 11,000 sqft (0.253 acres) |
| Lot Dimensions | 125 ft deep x 88 ft wide |
| Garage Type | Carport |
| Garage Area | 150 sqft |
| Carport | Carport |
| Carport Area | 150 sqft |
| Porch | Slab |
| Porch Area | 100 sqft |
| Heating System | HVAC |
|---|
| Account Number | 5723 |
|---|---|
| Street Address | 103 PINE FOREST CIR |
| City | CRESCENT CITY |
| State | FL |
| Zip | 32112-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRESCENT HILLS MB6 P25 BLK B LOT 2 |
| Legal Range | 27E |
| Legal Township | 12S |
| Legal Section | 23 |
| Legal Subdivision | CRESCENT HILLS |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 951401 |
Source: Putnam County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 PINE FOREST CIR, CRESCENT CITY, FL 32112-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY |
| Apr 21, 2025 | Intrafamily Transfer, Transfer |
| Nov 3, 2020 | Loan Modification, Mortgage · Conventional Mortgage MUSTARD SEED INVS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 17, 2025 |
| Transfer Doc | 0018070120 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | May 18, 2026 |
| Property Address | 103 PINE FOREST CIR, CRESCENT CITY, FL 32112-4431 |
| Document Number | 0018700507 |
| Book / Page | 1870 / 507 |
| Instrument Date | May 8, 2026 |
| Instrument | 202612240 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 PINE FOREST CIR, CRESCENT CITY, FL 32112-4431 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012240, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 1870/507 |
| Instrument | 202612240 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 3, 2041 |
| Rate | 5.74% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Apr 21, 2025 |
| Property Address | 103 PINE FOREST CIR, CRESCENT CITY, FL 32112-4431 |
| Document Number | 0018070120 |
| Book / Page | 1807 / 120 |
| Map Reference | MB 6 PG 25 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 202554010554 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 PINE FOREST CIR, CRESCENT CITY, FL 32112-4431 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 PINE FOREST CIR, CRESCENT CITY, FL 32112-4431 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 103 PINE FOREST CIR, CRESCENT CITY, FL 32112-4431 |
| Document Number | 0015951382 |
| Instrument Date | Nov 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 103 PINE FOREST CIR CRESCENT CITY FL 321124431, CRESCENT CITY, FL 32112-4431 |
| Document Number | 0015951382 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 001595/001382 |
| Instrument | 54020182 |
| Name | MUSTARD SEED INVS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 4, 2025 |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $676.00 (+19.86%) | $46,570 (+5.96%) | $106,100 (-3.22%) Land $3,450 Building $102,650 |
| 2023 | $564.00 (+4.06%) Homeowner's exemption | $43,950 (+3%) | $109,630 (+16.38%) Land $3,450 Building $106,180 |
| 2022 | $542.00 Homeowner's exemption | $42,670 | $94,200 Land $3,450 Building $90,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2004–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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