Morris County and Montville Township property record for 103 Pine Brook Rd, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 2,541 sqft · built 1800 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,181 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00130-0000-00051 |
| Primary APN | 21-00130-0000-00051 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,541 sqft Living Area |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Construction Type | Frame |
| Lot Area | 31,799 sqft (0.73 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 103 PINE BROOK RD |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R27A |
| Legal Description | ADDITIONAL LOTS: 120X250 IRR |
| Legal Subdivision | FOREMOST MOUNTAIN ESTATES INC |
| Legal Block | 130 |
| Legal Lot Number | 51 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 40805 |
103 Pine Brook Rd is owned and occupied by an individual who acquired it in September 2017.
Source: Morris County and Montville Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 PINE BROOK RD, TOWACO, NJ 07082-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 2, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage JERSEY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 21, 2017 |
| Transfer Doc | 2017059587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | May 6, 2026 |
| Property Address | 103 PINE BROOK RD, TOWACO, NJ 07082-1524 |
| Document Number | 0000019635 |
| Book / Page | 25102 / 600 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202619635 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000019635, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 25102/600 |
| Instrument | 202619635 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 4, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 103 PINE BROOK RD, TOWACO, NJ 07082-1524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0239761495 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 23976/1495 |
| Instrument | 2020097657 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Oct 2, 2017 |
| Property Address | 103 PINE BROOK RD, TOWACO, NJ 07082-1524 |
| Document Number | 0232151028 |
| Book / Page | 023215 / 001028 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 59587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2019 |
| Title Company | FIRST RATE TITLE SETTLEMENT SERVICES, 1ST RATE TITLE SETTLEMENT SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 PINE BROOK RD TOWACO NJ 070821524, TOWACO, NJ 07082-1524 |
| Document Number | 232151037 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 023215/001037 |
| Instrument | 59588 |
| Name | JERSEY MTG |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $456,400 (-) Land $224,700 Building $231,700 | $456,400 (-) Land $224,700 Building $231,700 | |
| 2025 | $456,400 Land $224,700 Building $231,700 | $456,400 Land $224,700 Building $231,700 | |
| 2024 | $12,181.00 | ||
| 2023 | $456,400 Land $224,700 Building $231,700 | $456,400 Land $224,700 Building $231,700 | |
| 2022 | $11,724.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Pine Brook Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Pine Brook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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