Carteret County property record for 103 Pine Bluff Dr, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,988 sqft · built 1997 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $313,000 (Jul 2012) |
| Tax Bill | $1,459 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6346.16.94.7191000 |
| Primary APN | 6346.16.94.7191000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,988 sqft Heated Area |
| Gross Area | 3,010 sqft |
| 1st Floor Area | 1,988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Contemporary |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 192 ft deep x 145 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 250 sqft |
| Deck Area | 83 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 31864 |
|---|---|
| Street Address | 103 PINE BLUFF DR |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-8902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PTL24 P2 PINE BLUFFS |
| Legal Subdivision | PINE BLUFF |
| Legal Block | 94 |
| Legal Lot Number | 24 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970606 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 CRESCENT DR, 7B, THIELLS, NY 10984-1651 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Apr 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2012 · Amount on Record |
| Deed Sale | Jul 17, 2012 · Amount on Record |
| Prior Sale | Jul 2, 2009 · Amount on Record |
| Deed Document Number | 20121415059 |
| Deed Book / Page | 1415 / 59 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 103 PINE BLUFF DR, MOREHEAD CITY, NC 28557-8902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 103 PINE BLUFF DR, MOREHEAD CITY, NC 28557-8902 |
| Document Number | 0017540206 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 1754/206 |
| Instrument | 1754206 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 103 PINE BLUFF DR, MOREHEAD CITY, NC 28557-8902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015740042 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 1574/042 |
| Instrument | 1574042 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,277 (-) Land $87,500 Building $358,777 | $446,277 (-) Land $87,500 Building $358,777 | |
| 2025 | $1,459.00 (+2.96%) | $446,277 (+51.39%) Land $87,500 Building $358,777 | $446,277 (+51.39%) Land $87,500 Building $358,777 |
| 2023 | $294,788 Land $121,998 Building $172,790 | $294,788 Land $121,998 Building $172,790 | |
| 2022 | $1,417.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 units insured incl. 34 condo units |
| Nearby Flood Claims | 7 (2018–2024) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRANDYWINE BAY private · serves 2,245 people · EPA ID NC0416163 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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