103 Piedra Ave, Ignacio, CO 81137 Property Records

La Plata County property record for 103 Piedra Ave, Ignacio, CO 81137

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,568 sqft · built 1975
Lot Size	0.174 acres (7,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (May 2005)
Tax Bill	$559 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5955-082-11-013`

Property Details

APN / Parcel Number

Primary APN	`5955-082-11-013`
Alternative APN	`R000581`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Lot Area	7,560 sqft (0.174 acres)
Porch	Unfinished Open Porch
Porch Area	325 sqft
Patio Area	796 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R000581
Street Address	103 PIEDRA AVE
City	IGNACIO
State	CO
Zip	81137-5079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CANDELARIA HEIGHTS BLOCK: 0 LOT: 13 CANDELARIA HEIGHTS 2ND ADD 103 PIEDRA AVE IGNACIO 81137
Legal Subdivision	CANDELARIA HEIGHTS
Legal Block	2
Legal Lot Number	13
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	2
Census Block	2107
Census Tract	940300

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1046, IGNACIO, CO 81137-1046
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 15, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 2, 2018	Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE CORP
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2005 · Amount on Record
Deed Sale	May 9, 2005 · Amount on Record
Deed Document Number	2005908533
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Apr 21, 2026
Property Address	103 PIEDRA AVE, IGNACIO, CO 81137-5079
Document Number	0001253389
Instrument Date	Apr 14, 2026
Instrument	20261253389
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	103 PIEDRA AVE, IGNACIO, CO 81137-5079

Mortgage

Document Number	0001253389,
Date	Apr 21, 2026
Instrument	20261253389

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	103 PIEDRA AVE, IGNACIO, CO 81137-5079
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PIEDRA AVE, IGNACIO, CO 81137-5079

Mortgage

Document Number	0001206281
Date	Feb 15, 2022
Instrument	1206281

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	103 PIEDRA AVE, IGNACIO, CO 81137-5079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001139237
Date	Feb 2, 2018
Instrument	1139237

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	103 PIEDRA AVE, IGNACIO, CO 81137-5079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001183622
Date	Dec 18, 2020
Instrument	1183622

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Ignacio Town
Unified School District	Ignacio School District 11-JT (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,200 (-2.11%) Land $3,220 Building $12,980	$264,700 (-) Land $52,610 Building $212,090
2025	$559.00 (+121.83%)	$16,550 (+46.07%) Land $3,290 Building $13,260	$264,700 (+56.48%) Land $52,610 Building $212,090
2024	$252.00 (+5.44%)
2023	$239.00 (-22.65%)	$11,330 (-11.62%) Land $2,440 Building $8,890	$169,160 (-8.27%) Land $36,450 Building $132,710
2022	$309.00	$12,820 Land $2,920 Building $9,900	$184,410 Land $41,980 Building $142,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF IGNACIO serves 800 people · EPA ID CO0134500
Water Source	Purchased surface water from SOUTHERN UTE INDIAN TRIBE - REG BY EPA
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southern Ute Shared Services Fiber	2,000 / 2,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: FastTrack Communications.

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