Montague County property record for 103 Phillips St, Saint Jo, TX 76265 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1951 |
| Square Footage | 1,226 sqft Total Area |
| Lot Size | 6,150 sqft (0.141 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $219,166 (2026) |
| Tax Bill | $381.00 (2025) |
Source: Montague County records · APN R000010454
Assessment roll updated February 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 PHILLIPS ST, SAINT JO, TX 76265-2249 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| May 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2026 · Amount on Record |
| Deed Sale | Aug 05, 2026 · Amount on Record |
| Prior Sale | Oct 15, 2025 |
| Deed Doc Number | 20263137 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | Aug 05, 2026 |
| Property Address | 103 PHILLIPS ST, SAINT JO, TX 76265-2249 |
| Document Number | 0000003137 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20263137 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 PHILLIPS ST, SAINT JO, TX 76265-2249 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003138, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 20263138 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | May 06, 2026 |
| Property Address | 103 PHILLIPS ST, SAINT JO, TX 76265-2249 |
| Document Number | 0000001759 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261759 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 NEVER MIND DR, GAINESVILLE, TX 76240-6663 |
| Document Number | 0000001759, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 20261759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Montague County records · Assessment roll updated February 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montague County |
| Municipality | Saint Jo City |
| Unified School District | Saint Jo Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $381.00 (+29.59%) | $95,880 (+64.21%) Land $3,560 Building $92,320 | $95,880 (+64.21%) Land $3,560 Building $92,320 |
| 2023 | $58,390 Land $1,350 Building $57,040 | $58,390 Land $1,350 Building $57,040 | |
| 2022 | $294.00 |
Source: FEMA National Flood Hazard Layer, Montague County (48337C), updated August 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 50% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R000010454 |
|---|---|
| Alternative APN |
|
| Building Area | 1,226 sqft Total Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 6,150 sqft (0.141 acres) |
| Depth X Width | 82 ft x 75 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 24 sqft Porch |
| Account Number | 20409.0000.5900.0000 |
|---|---|
| Street Address | 103 PHILLIPS ST |
| City | SAINT JO |
| State | TX |
| Zip | 76265-2249 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AB 409 A KITCHEN PT LOTS 7-8 BLK 46 75X82 |
| Legal Subdivision | KITCHEN |
| Legal Block | 46 |
| Legal Lot Number | 7,8 |
| Jurisdiction | MONTAGUE TX |
| Minor Civil Division | ST. JO |
| Census Blockgroup | 2 |
| Census Block | 2089 |
| Census Tract | 950100 |
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