103 Phillips Rd, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 103 Phillips Rd, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,028 sqft · built 1956
Lot Size	0.369 acres (16,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Jan 2018)
Tax Bill	$7,083 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`08-00240-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`08-00240-0000-00024`
Alternative APN	`080024000024`

Interior

Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	16,078 sqft (0.369 acres)
Lot Dimensions	268 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	103 PHILLIPS RD
City	SOMERSET
State	NJ
Zip	08873-2082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	BROOKVIEW KNOLLS
Legal Block	240
Legal Lot Number	24
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2000
Census Tract	53200

Owner

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 PHILLIPS RD, SOMERSET, NJ 08873-2082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 2, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	20183507
Prior Transfer Date	Sep 19, 2011
Prior Transfer Doc	0000050823
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	103 PHILLIPS RD, SOMERSET, NJ 08873-2082
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048596
Date	Aug 11, 2021
Book Page	7371/1657
Instrument	2021048596

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	103 PHILLIPS RD, SOMERSET, NJ 08873-2082
Document Number	0000019235
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 PHILLIPS RD SOMERSET NJ 088732082, SOMERSET, NJ 08873-2082

Mortgage

Document Number	0000019235
Date	May 11, 2020
Book Page	007210/000459
Instrument	19235

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	103 PHILLIPS RD, SOMERSET, NJ 08873-2082
Document Number	0000007391
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 PHILLIPS RD SOMERSET NJ 088732082, SOMERSET, NJ 08873-2082

Mortgage

Document Number	0000007391
Date	Mar 5, 2019
Book Page	007103/002479
Instrument	7391

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,700 (+11.81%) Land $269,700 Building $180,000	$449,700 (+11.81%) Land $269,700 Building $180,000
2025	$7,083.00 (+12.59%)	$402,200 (+23.26%) Land $222,200 Building $180,000	$402,200 (+23.26%) Land $222,200 Building $180,000
2024	$6,291.00 (+3.16%)
2023		$326,300 Land $203,200 Building $123,100	$326,300 Land $203,200 Building $123,100
2022	$6,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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