103 Persimmon Way, Forest, VA 24551 Property Records

Bedford County property record for 103 Persimmon Way, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,210 sqft · built 1990
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jun 2025)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`81C 1 64`

Property Details

APN / Parcel Number

Primary APN	`81C 1 64`
Alternative APNs	`8101764` `400819`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,210 sqft Living Area
1st Floor Area	2,210 sqft
Basement Area	2,210 sqft
Finished Basement	2,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	310 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	103 PERSIMMON WAY
City	FOREST
State	VA
Zip	24551-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAINES POINTLT 64
Legal Subdivision	HAINES POINT
Legal Lot Number	6
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	30101

Owner

Source: Bedford County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 PERSIMMON WAY, FOREST, VA 24551-1851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC
Jun 8, 2022	Warranty Deed, Transfer · ARM TOWER FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	20254552
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	103 PERSIMMON WAY, FOREST, VA 24551-1851
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PERSIMMON WAY, FOREST, VA 24551-1851

Mortgage

Document Number	0260002251
Date	Mar 16, 2026
Instrument	260002251

Lender

Name	CAPITAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 8, 2022
Property Address	103 PERSIMMON WAY, FOREST, VA 24551-1851
Document Number	0220006551
Instrument Date	Jun 2, 2022
Instrument	220006551
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PERSIMMON WALK #1 # 1, 1, Y2455

Mortgage

Document Number	0220006552
Date	Jun 8, 2022
Instrument	220006552

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	178 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00	$538,200 (+1%) Land $70,000 Building $468,200
2023	$2,206.00 Additional exemption filed	$269,100	$538,200 Land $70,000 Building $468,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Glo Fiber Cable	1,200 / 50

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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