Pender County property record for 103 Pergola Pl, Hampstead, NC 28443
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Feb 2025) |
| Tax Bill | $773 (2025) |
| Deeds & Mortgages | Jul 2025 Construction Loan Feb 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-62-2332-0000 |
| Primary APN | 4214-62-2332-0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 32,670 sqft (0.75 acres) |
|---|
| Account Number | 000061150 |
|---|---|
| Old Parcel Number | 4214 62 2332 0000 |
| Street Address | 103 PERGOLA PL |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3806 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R20C |
| Legal Description | L80 PECAN GROVE,PHASE 3 |
| Legal Subdivision | PECAN GROVE SEC IV |
| Legal Phase | 3 |
| Legal Lot Number | 80 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920201 |
103 Pergola Pl, vacant land, is owned by an individual who bought it in February 2025.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 406 HOPE LN, SURF CITY, NC 28445-3600 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Feb 27, 2025 | Warranty Deed, Transfer |
| Nov 10, 2020 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Jul 25, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2025 · Amount on File |
| Deed Sale | Feb 27, 2025 · Amount on File |
| Prior Sale | Jul 25, 2018 · Amount on File |
| Deed Document Number | 0008924857 |
| Deed Book / Page | 892 / 4857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 103 PERGOLA PL, HAMPSTEAD, NC 28443-3806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 406 HOPE LN, SURF CITY, NC 28445-3600 |
| Document Number | 0048682969 |
|---|---|
| Date | Jul 25, 2025 |
| Book Page | 4868/2969 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 11.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Feb 27, 2025 |
| Property Address | 103 PERGOLA PL, HAMPSTEAD, NC 28443-3806 |
| Document Number | 0048570892 |
| Book / Page | 4857 / 892 |
| Map Reference | MB 37 PG 132 |
| Instrument Date | Feb 13, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 HOPE LN, SURF CITY, NC 28445-3600 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 10, 2020 |
| Property Address | HAMPSTEAD, NC 28443 |
| Document Number | 0047310381 |
| Book / Page | 004731 / 000381 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 20073105 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 722 COCKLE ST SURF CITY NC 284456510, SURF CITY, NC 28445-6510 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 25, 2018 |
| Property Address | HAMPSTEAD, NC 28443 |
| Document Number | 0046691015 |
| Book / Page | 004669 / 001015 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 39395 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 303 S TOPSAIL DR #C SURF CITY NC 284456747, C, SURF CITY, NC 28445-6747 |
The 2025 property tax bill for 103 Pergola Pl was $773.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $773.00 | $280,000 Land $280,000 | $280,000 Land $280,000 |
| 2023 | $83,644 (-) Land $83,644 | $83,644 (-) Land $83,644 | |
| 2022 | $696.00 | $83,644 Land $83,644 | $83,644 Land $83,644 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 103 Pergola Pl in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Pergola Pl is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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