103 Pepper Ln, Jensen Beach, FL 34957 Property Records

St. Lucie County property record for 103 Pepper Ln, Jensen Beach, FL 34957

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,171 sqft · built 1992
Lot Size	0.1 acres (4,370 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Dec 2022)
Tax Bill	$9,632 (2024)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4511-503-0022-000-5`

Property Details

APN / Parcel Number

Primary APN	`4511-503-0022-000-5`
Alternative APN	`134228`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,171 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	1,447 sqft
Upper Floors Area	160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Concrete
Lot Area	4,370 sqft (0.1 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Screened Aluminum Porch
Porch Area	323 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	134228
Street Address	103 PEPPER LN
City	JENSEN BEACH
State	FL
Zip	34957-2572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BAY TREE LOT 16
Legal Range	41E
Legal Township	37S
Legal Section	11
Legal Subdivision	BAY TREE
Legal Lot Number	16
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	1
Census Block	1009
Census Tract	381702

Owner

103 Pepper Ln is owned by an individual who bought it in December 2022.

Source: St. Lucie County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	9 DURHAM CT, NORTHPORT, NY 11768-1057
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 30, 2022	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Dec 30, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 13, 2021	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Deed Document Number	20225138143
Deed Book / Page	4933 / 743
Prior Transfer Date	Dec 29, 2022
Prior Transfer Doc	0049330743
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LUCIE FL
Recording Date	Dec 30, 2022
Property Address	103 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0049330720
Book / Page	4933 / 720
Map Reference	MB 32 PG 1
Instrument Date	Dec 29, 2022
Instrument	5138141
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 PEPPER LN, JENSEN BEACH, FL 34957-2572

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	103 PEPPER LN, JENSEN BEACH, FL 34957-2572

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LUCIE FL
Recording Date	Dec 30, 2022
Property Address	103 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0049330747
Book / Page	4933 / 747
Map Reference	MB 32 PG 1
Instrument Date	Dec 29, 2022
Instrument	5138144
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Dec 30, 2022
Property Address	103 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0049330743
Book / Page	4933 / 743
Map Reference	MB 32 PG 1
Instrument Date	Dec 29, 2022
Instrument	5138143
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 PEPPER LN, JENSEN BEACH, FL 34957-2572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 DURHAM CT, NORTHPORT, NY 11768-1057

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LUCIE FL
Recording Date	Apr 13, 2021
Property Address	103 PEPPER LN, JENSEN BEACH, FL 34957-2572
Document Number	0045891896
Book / Page	4589 / 1896
Map Reference	MB 32 PG 1
Instrument Date	Mar 23, 2021
Instrument	4846556
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	103 PEPPER LN, JENSEN BEACH, FL 34957-2572

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$469,301 Land $232,223 Building $237,078	$541,400 Land $267,900 Building $273,500
2024	$9,632.00 (+1.65%)
2023	$9,476.00 (+21.97%)	$602,500 (+70.88%) Land $286,100 Building $316,400	$602,500 (+44.42%) Land $286,100 Building $316,400
2022	$7,769.00	$352,594	$417,200 Land $185,200 Building $232,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Pepper Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 152 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	371 units insured incl. 219 condo units
Nearby Flood Claims	105 (1992–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 89 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Pepper Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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