103 Penelope Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 103 Penelope Pl, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2025
Square Footage	1,684 sqft Living Area
Lot Size	4,791 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$379,990 (2025)
Tax Bill	$1,478.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`026921-2820`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,684 sqft Living Area
Gross Area	2,124 sqft Gross Area
1st Floor	1,684 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,791 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Porch Area	176 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	103 PENELOPE PL
City	SAINT AUGUSTINE
State	FL
Zip	32092-1283
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	120/15-26 REVERIE AT SILVERLEAF PHASE 1 LOT 282 OR6245/1440
Legal Subdivision	REVERIE AT SILVERLEAF PHASE 1
Legal Block	1
Legal Lot Number	282
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4006
Census Tract	20908

Owner

Source: St. Johns County records · APN 026921-2820

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 PENELOPE PL, SAINT AUGUSTINE, FL 32092-1283
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Deed Doc Number	202587386
Deed Book / Page	6245 / 1440
Record Refreshed	Jun 08, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 27, 2025
Property Address	103 PENELOPE PL, SAINT AUGUSTINE, FL 32092-1283
Document Number	0062451440
Book / Page	6245 / 1440
Map Reference	MB 120 PG 15-26
Instrument Date	Oct 23, 2025
Instrument	2025087386
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 02, 2026
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PENELOPE PL, ST AUGUSTINE, FL 32092-1283

Mortgage

Document Number	0062451442
Date	Oct 27, 2025
Instrument	6245/1442

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,626 (+131.32%)	$304,026 (+257.68%) Land $85,000 Building $219,026
2025	$1,478.00 (+68.53%)	$85,000 (+21.43%)	$85,000 (+21.43%) Land $85,000
2024	$877.00	$70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 442 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.