103 Payne Ln, Ignacio, CO 81137 Property Records

La Plata County property record for 103 Payne Ln, Ignacio, CO 81137 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,626 sqft · built 2007
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on File
Last Sale	$566,500 (Jul 2021)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`5903-271-01-001`

Property Details

APN / Parcel Number

Primary APN	`5903-271-01-001`
Alternative APN	`R013774`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,626 sqft Living Area
1st Floor Area	728 sqft
Basement Area	845 sqft
Finished Basement	845 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Lot Area	165,528 sqft
Garage Type	Detached
Garage Area	1,768 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	55 sqft
Deck Area	Deck Area
Patio Area	305 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R013774
Street Address	103 PAYNE LN
City	IGNACIO
State	CO
Zip	81137-9138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: PAYNE S/D BLOCK: 0 LOT: 1 PAYNE SUB 103 PAYNE LN 109 PAYNE LN IGNACIO 81137
Legal Subdivision	PAYNE S/D
Legal Block	1
Legal Lot Number	1
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	1
Census Block	1033
Census Tract	940300

Owner

Source: La Plata County records · APN 5903-271-01-001

Assessment roll updated July 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 11, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 30, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 30, 2021	Quit Claim Deed, Transfer LAND TITLE GUARANTEE
May 25, 2018	Quit Claim Deed, Transfer · Conventional with PMI UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	20211196877
Last Transfer Date	Dec 02, 2021
Transfer Doc	0001204882
Record Updated	Sep 20, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 11, 2022
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001204887
Instrument Date	Dec 14, 2021
Instrument	1204887
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68095 TUMBLEWEED RD, MONTROSE, CO 81403-8679

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 11, 2022
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001204886
Instrument Date	Dec 13, 2021
Instrument	1204886
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68095 TUMBLEWEED RD, MONTROSE, CO 81403-8679

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 11, 2022
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001204884
Instrument Date	Dec 13, 2021
Instrument	1204884
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68095 TUMBLEWEED RD, MONTROSE, CO 81403-8679

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 11, 2022
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001204883
Instrument Date	Dec 10, 2021
Instrument	1204883
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68095 TUMBLEWEED RD, MONTROSE, CO 81403-8679

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 11, 2022
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001204881
Instrument Date	Dec 10, 2021
Instrument	1204881
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68095 TUMBLEWEED RD, MONTROSE, CO 81403-8679

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 11, 2022
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001204885
Instrument Date	Dec 03, 2021
Instrument	1204885
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68095 TUMBLEWEED RD, MONTROSE, CO 81403-8679

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 11, 2022
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001204882
Instrument Date	Dec 02, 2021
Instrument	1204882
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68095 TUMBLEWEED RD, MONTROSE, CO 81403-8679

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 30, 2021
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001196877
Map Reference	DOC 415051
Instrument Date	Jul 27, 2021
Instrument	1196877
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$56.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 SWORDS LN, BILLINGS, MT 59105-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PAYNE LN, IGNACIO, CO 81137-9138

Mortgage

Document Number	0001196878
Date	Jul 30, 2021
Instrument	1196878

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 30, 2021
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001196876
Map Reference	DOC 416051
Instrument Date	Jul 27, 2021
Instrument	1196876
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PAYNE LN, IGNACIO, CO 81137-9138

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	May 25, 2018
Property Address	103 PAYNE LN, IGNACIO, CO 81137-9138
Document Number	0001143454
Instrument Date	May 18, 2018
Instrument	1143454
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	TITLE DURANGO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 PAYNE LN IGNACIO CO 811379138, IGNACIO, CO 81137-9138

Mortgage

Document Number	1143455
Date	May 25, 2018
Instrument	1143455

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Ignacio School District 11-JT (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,430 (-2.09%) Land $4,780 Building $33,650	$627,910 (-) Land $78,040 Building $549,870
2025	$2,175.00 (+37.48%)	$39,250 (+10.53%) Land $4,880 Building $34,370	$627,910 (+18.46%) Land $78,040 Building $549,870
2024	$1,582.00 (+4.84%)
2023	$1,509.00 (-1.18%)	$35,510 (+12.8%) Land $3,820 Building $31,690	$530,070 (+17.02%) Land $57,020 Building $473,050
2022	$1,527.00	$31,480 Land $4,370 Building $27,110	$452,980 Land $62,940 Building $390,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679403001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 55% of Colorado
Wildfire Likelihood	About 1 in 595 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Visionary Communications	Fixed Wireless (licensed-by-rule)	100 / 20
AlignTec	Fixed Wireless (unlicensed)	50 / 25

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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