103 Patterson St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 103 Patterson St, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,122 sqft · built 1978
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Oct 2023)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`258 011 002 007`

Property Details

APN / Parcel Number

Primary APN	`258 011 002 007`
Alternative APNs	`00034276` `02000793` `2000793`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,122 sqft Total Area
1st Floor Area	2,122 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	19,166 sqft (0.44 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	00034276
Street Address	103 PATTERSON ST
City	CHERAW
State	SC
Zip	29520-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Legal Subdivision	WAYNEWOOD
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1019
Census Tract	950504

Owner

Source: Chesterfield County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 PATTERSON ST, CHERAW, SC 29520-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 8, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	20233832
Deed Book / Page	559 / 689
Prior Transfer Date	May 11, 2010
Prior Transfer Doc	00457/0221
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Oct 2, 2023
Property Address	103 PATTERSON ST, CHERAW, SC 29520-1513
Document Number	000559/689
Book / Page	559 / 689
Map Reference	MB 22 PG 142
Instrument Date	Sep 25, 2023
Instrument	2023-3832
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 PATTERSON ST, CHERAW, SC 29520-1513

Mortgage

Document Number	0020233833
Date	Oct 2, 2023
Instrument	2023-3833

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 8, 2017
Property Address	103 PATTERSON ST, CHERAW, SC 29520-1513
Document Number	00504/0278
Book / Page	504 / 0278
Map Reference	PL 22 PG 142
Instrument Date	Mar 1, 2017
Instrument	201700000922
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount Recorded
Tax	$562.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PATTERSON ST, CHERAW, SC 29520-1513
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (+23.3%) Homeowner's exemption	$8,760 (+24.26%) Land $400 Building $8,360	$219,000 (+24.22%) Land $10,000 Building $209,000
2023	$1,189.00 (+8.98%) Homeowner's exemption	$7,050 (-) Land $400 Building $6,650	$176,300 (-) Land $10,000 Building $166,300
2022	$1,091.00 Homeowner's exemption	$7,050 Land $400 Building $6,650	$176,300 Land $10,000 Building $166,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sandhill Telephone Cooperative.

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