Hardin County property record for 103 Patrick Ct, Elizabethtown, KY 42701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1988 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Apr 2025) |
| Tax Bill | $2,459 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-20-03-035 |
| Primary APN | 201-20-03-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Heating System | Central |
|---|
| Street Address | 103 PATRICK CT |
|---|---|
| City | ELIZABETHTOWN |
| State | KY |
| Zip | 42701-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL CRK LT 066 #2 |
| Legal Subdivision | CARDINAL CRK |
| Legal Block | 3 |
| Legal Lot Number | 66 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | ELIZABETHTOWN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1300 |
Source: Hardin County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 PATRICK CT, ELIZABETHTOWN, KY 42701-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Apr 8, 2025 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 16, 2024 | Deed, Transfer · Line of Credit MEADE COUNTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2025 · Amount on Record |
| Deed Sale | Apr 8, 2025 · Amount on Record |
| Prior Sale | Apr 16, 2024 · Amount on Record |
| Deed Book / Page | 1582 / 320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Aug 3, 2026 |
| Property Address | 103 PATRICK CT, ELIZABETHTOWN, KY 42701-2640 |
| Document Number | 2626001512 |
| Book / Page | 2626 / 1512 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | LIMESTONE TITLE |
| Name | Verified Name |
|---|---|
| Address | 103 PATRICK CT, ELIZABETHTOWN, KY 42701-2640 |
| Document Number | 2626001512, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 2626/1512 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 8, 2025 |
| Property Address | 103 PATRICK CT, ELIZABETHTOWN, KY 42701-2640 |
| Document Number | 001582/320 |
| Book / Page | 1582 / 320 |
| Instrument Date | Apr 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 KIMLEY LN, BRANDENBURG, KY 40108-6441 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 PATRICK CT, ELIZABETHTOWN, KY 42701-2640 |
| Document Number | 0002558878 |
|---|---|
| Date | Apr 8, 2025 |
| Instrument | 2558/878 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 16, 2024 |
| Property Address | 103 PATRICK CT, ELIZABETHTOWN, KY 42701-2640 |
| Document Number | 01566/1372 |
| Book / Page | 1566 / 1372 |
| Map Reference | SH 289A |
| Instrument Date | Apr 15, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 285 W LINCOLN TRAIL BLVD, RADCLIFF, KY 40160-2042 |
| Name | Verified Name |
|---|---|
| Address | 155 KIMBLEY LANE, BRANDENBURG, KY 40108-6441 |
| Document Number | 0002516458 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 2516/458 |
| Name | MEADE COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 15, 2025 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Elizabethtown City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,459.00 (+315.37%) | $235,900 (+154.2%) Land $24,000 Building $211,900 | $235,900 (+154.2%) Land $24,000 Building $211,900 |
| 2023 | $92,800 Land $20,300 Building $72,500 | $92,800 Land $20,300 Building $72,500 | |
| 2021 | $592.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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