103 Parc Cir, Florence, AL 35630 Property Records

Lauderdale County property record for 103 Parc Cir, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,486 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Jul 2017)
Tax Bill	$1,204 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`15-08-33-4-001-019-010`

Property Details

APN / Parcel Number

Primary APN	`15-08-33-4-001-019-010`
Alternative APNs	`091003` `76857` `91003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	89 ft deep x 71 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	91003
Street Address	103 PARC CIR
City	FLORENCE
State	AL
Zip	35630-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71.64 X 89.96 IRR RIDGEWOOD PARC #2 PT OF LOT 51 .16 AC/C SEC 33 T2S R11W PB 7 PG 101
Legal Range	11W
Legal Township	02S
Legal Section	33
Legal Subdivision	RIDGEWOOD PARC #2
Legal Lot Number	51 16
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3000
Census Tract	11000

Owner

103 Parc Cir is owned and occupied by an individual who bought it in July 2017.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	103 PARC CIR, FLORENCE, AL 35630-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT
Jul 31, 2017	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on File
Deed Sale	Jul 31, 2017 · Amount on File
Deed Document Number	0201733303
Deed Book / Page	2017 / 33303
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	103 PARC CIR, FLORENCE, AL 35630-1205
Transaction Type	Mortgage
Record Updated	Dec 14, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/63215
Date	Nov 16, 2020
Book Page	2020/63215

Lender

Name	ADVANCE MORTGAGE & INVESTMENT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 31, 2017
Property Address	103 PARC CIR, FLORENCE, AL 35630-1205
Document Number	2017/33303
Book / Page	2017 / 33303
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1712 WINTER PARK CIR, 1712, VAN BUREN, AR 72956-2157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PARC CIR, FLORENCE, AL 35630-1205

Mortgage

Document Number	2017/33306
Date	Jul 31, 2017
Book Page	2017/33306

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Parc Cir was $1,204 with a homeowner's exemption, down 9.2% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,204.00 (-9.2%) Homeowner's exemption	$25,900 (-8.74%)	$258,820 (-8.79%) Land $25,100 Building $233,720
2024	$1,326.00 (+12.56%) Homeowner's exemption	$28,380 (+1,409.57%) Land $2,080 Building $26,300	$283,760 (+11.9%) Land $20,800 Building $262,960
2023	$1,178.00 (+16.98%) Homeowner's exemption	$1,880 (-91.41%) Land $1,880	$253,580 (+16%) Land $18,800 Building $234,780
2022	$1,007.00 Homeowner's exemption	$21,880	$218,600 Land $20,500 Building $198,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Parc Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Parc Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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