103 Palmetto Dr, Hampstead, NC 28443 Property Records

Pender County property record for 103 Palmetto Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,248 sqft · built 2015
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jan 2022)
Tax Bill	$3,809 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2020 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`3282-80-0628-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-80-0628-0000`
Alternative APNs	`000047964` `975747`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	38,333 sqft (0.88 acres)

Exterior Amenities

Pool Area	260 sqft
Porch	Porch
Porch Area	246 sqft
Patio Area	1,462 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000047964
Street Address	103 PALMETTO DR
City	HAMPSTEAD
State	NC
Zip	28443-2161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 94 PB 56/54 HAMPSTEAD LANDING
Legal Subdivision	WASHINGTON ACRES
Legal Lot Number	94
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2037
Census Tract	920202

Owner

Source: Pender County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 PALMETTO DR, HAMPSTEAD, NC 28443-2161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Dec 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 7, 2022	Correction Deed
Mar 15, 2019	Loan Modification, Mortgage · Conventional with PMI CORNING FCU
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	202220096436
Deed Book / Page	4777 / 324
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0047761050
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 18, 2022
Property Address	103 PALMETTO DR, HAMPSTEAD, NC 28443-2161
Document Number	0047770324
Book / Page	4777 / 324
Map Reference	MB 56 PG 54
Instrument Date	Jan 13, 2022
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4032 MASONBORO LOOP RD # RD203, RD203, WILMINGTON, NC 28409-2750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PALMETTO DR, HAMPSTEAD, NC 28443-2161

Mortgage

Document Number	0004777327
Date	Jan 18, 2022
Instrument	4777/327

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Dec 3, 2020
Property Address	103 PALMETTO DR, HAMPSTEAD, NC 28443-2161
Document Number	0047331338
Book / Page	004733 / 001338
Instrument Date	Oct 15, 2020
Instrument	20074303
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PALMETTO DR HAMPSTEAD NC 284432161, HAMPSTEAD, NC 28443-2161

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PENDER NC
Recording Date	Jan 7, 2022
Property Address	103 PALMETTO DR, HAMPSTEAD, NC 28443-2161
Document Number	0047761050
Book / Page	4776 / 1050
Map Reference	MB 56 PG 54
Instrument Date	Oct 15, 2020
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	103 PALMETTO DR, HAMPSTEAD, NC 28443-2161

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	103 PALMETTO DR, HAMPSTEAD, NC 28443-2161
Document Number	0046811669
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 PALMETTO DR HAMPSTEAD NC 284432161, HAMPSTEAD, NC 28443-2161

Mortgage

Document Number	0046811669
Date	Mar 26, 2019
Book Page	004681/001669
Instrument	20047048

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Mar 25, 2059

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 31, 2017
Property Address	103 PALMETTO DR, HAMPSTEAD, NC 28443-2161
Document Number	0046440419
Book / Page	4644 / 0419
Map Reference	MB 56 PG 54
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PALMETTO DR, HAMPSTEAD, NC 28443-2161

Mortgage

Document Number	, 4644/0422
Date	May 31, 2017
Instrument	4644/0422

Lender

Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,809.00 (+13.43%)	$705,064 (+80.7%) Land $94,290 Building $610,774	$705,064 (+80.7%) Land $94,290 Building $610,774
2023		$390,189 (-) Land $82,950 Building $307,239	$390,189 (-) Land $82,950 Building $307,239
2022	$3,358.00	$390,189 Land $82,950 Building $307,239	$390,189 Land $82,950 Building $307,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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