103 Palmer Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 103 Palmer Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,023 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,141 (2026)
Deeds & Mortgages	May 2026 Reverse Mortgage May 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0799536`

Property Details

APN / Parcel Number

Primary APN	`R0799536`
Alternative APNs	`07-4078-32-3-20-02-0000` `0000979522`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,023 sqft Living Area
1st Floor Area	2,023 sqft
Basement Area	1,687 sqft
Finished Basement	1,687 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	68 sqft
Deck Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000979522
Street Address	103 PALMER DR
City	KALISPELL
State	MT
Zip	59901-2769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLACIER VILLAGE GREENS PH 3, S32, T29 N, R21 W, LOT 118
Legal Range	21W
Legal Township	29N
Legal Section	32
Legal Subdivision	GLACIER VILLAGE GREENS PH 3
Legal Lot Number	118
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2015
Census Tract	801

Owner

103 Palmer Dr is owned by two individuals who acquired it in October 2017.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 10293, KALISPELL, MT 59904-3293
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Reverse Mortgage ALLEGIANT REVERSE SERVICES
May 6, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Oct 5, 2017	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017
Deed Sale	Oct 5, 2017
Deed Document Number	201725061
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	May 6, 2026
Property Address	103 PALMER DR, KALISPELL, MT 59901-2769
Document Number	0000009144
Instrument Date	Apr 22, 2026
Instrument	20269144
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALLEGIANT REVERSE SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	103 PALMER DR, KALISPELL, MT 59901-2769
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009144,
Date	May 6, 2026
Instrument	20269144

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	887 Months
Due	Apr 2, 2100

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	May 6, 2026
Property Address	103 PALMER DR, KALISPELL, MT 59901-2769
Document Number	0000009145
Instrument Date	Apr 22, 2026
Instrument	20269145
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALLEGIANT REVERSE SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	103 PALMER DR, KALISPELL, MT 59901-2769
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009145,
Date	May 6, 2026
Instrument	20269145

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	887 Months
Due	Apr 2, 2100

Interest

Rate	6.38%
Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 5, 2017
Property Address	103 PALMER DR, KALISPELL, MT 59901-2769
Document Number	201700025061
Instrument Date	Oct 3, 2017
Instrument	201700025061
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PALMER DR, KALISPELL, MT 59901-2769

Tax Assessment & Valuation

The 2026 property tax bill for 103 Palmer Dr was $4,141, down 1.2% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,141.00 (-1.22%)	$728,300 (-)
2025	$4,192.00	$728,300	$728,300 Land $109,963 Building $618,337
2023	$5,746.00	$574,100	$574,100 Land $94,250 Building $479,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Palmer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Palmer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Also Mapped Here	KALISPELL PUBLIC WORKS
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks.

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