Warwick City property record for 103 Palmer Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,295 sqft · built 1935 |
| Lot Size | 0.138 acres (6,032 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jan 2022) |
| Tax Bill | $4,595 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Apr 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35704010000 |
| Primary APN | 35704010000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,295 sqft Living Area |
| Gross Area | 1,979 sqft |
| 1st Floor Area | 980 sqft |
| Basement Area | 420 sqft |
| Unfinished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,032 sqft (0.138 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 132470 |
|---|---|
| Street Address | 103 PALMER AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 401 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21502 |
103 Palmer Ave is owned and occupied by an individual who bought it in January 2022.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 PALMER AVE, WARWICK, RI 02889-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NATIONS LENDING CORP |
| Apr 22, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Dec 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRIRY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on File |
| Deed Sale | Jan 7, 2022 · Amount on File |
| Prior Sale | Apr 22, 2019 · Amount on File |
| Deed Book / Page | 10052 / 305 |
| Transfer Doc | 8057-321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jan 7, 2022 |
| Property Address | 103 PALMER AVE, WARWICK, RI 02889-5426 |
| Document Number | 010052-305 |
| Book / Page | 10052 / 305 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 326 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 PALMER AVE, WARWICK, RI 02889-5426 |
| Document Number | 0000000327 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 327 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 22, 2019 |
| Property Address | 103 PALMER AVE, WARWICK, RI 02889-5426 |
| Document Number | 9252-182 |
| Book / Page | 009252 / 000182 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 5009 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $239.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 PALMER AVE WARWICK RI 028895426, WARWICK, RI 02889-5426 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 103 PALMER AVE, WARWICK, RI 02889-5426 |
| Document Number | 9185-117 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Name | Verified Name |
|---|---|
| Address | 280 SPRING LAKE RD WARWICK RI 02889, WARWICK, RI 02889 |
| Document Number | 9185-117 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 009185/000117 |
| Instrument | 452 |
| Name | BRIRY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 103 Palmer Ave was $4,595.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,595.00 | $361,800 Land $110,100 Building $251,700 | |
| 2024 | $400,995 | ||
| 2023 | $4,051.00 (+5.14%) | $285,500 (+38.79%) Land $95,800 Building $189,700 | |
| 2022 | $3,853.00 | $205,700 Land $59,200 Building $146,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Palmer Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (1991–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Palmer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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