103 Overlook Dr, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 103 Overlook Dr, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,894 sqft · built 1947
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jul 2025)
Tax Bill	$13,287 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00610-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`10-00610-0000-00032`
Alternative APNs	`100061000032` `316700`

Interior

Building Area	1,894 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	98 ft deep x 56 ft wide

Location & Zoning

Account Number	316700
Street Address	103 OVERLOOK DR
City	DUMONT
State	NJ
Zip	07628-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	56X98
Legal Subdivision	FRANKLIN SUBURBS
Legal Block	610
Legal Lot Number	32
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	4
Census Block	4004
Census Tract	10100

Owner

103 Overlook Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 OVERLOOK DR, DUMONT, NJ 07628-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Feb 11, 2009 · Amount on File
Deed Document Number	202550892
Deed Book / Page	5559 / 1142
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 28, 2025
Property Address	103 OVERLOOK DR, DUMONT, NJ 07628-2018
Document Number	0055591142
Book / Page	5559 / 1142
Instrument Date	Jul 14, 2025
Instrument	2025050892
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ARDENT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 ERIE ST, DUMONT, NJ 07628-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 OVERLOOK DR, DUMONT, NJ 07628-2018

Mortgage

Document Number	2025050893
Date	Jul 28, 2025
Instrument	2025050893

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	103 OVERLOOK DR, DUMONT, NJ 07628-2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044231441
Date	Oct 21, 2021
Book Page	4423/1441
Instrument	2021159571

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 103 Overlook Dr was $13,287, up 7.1% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,900 (+10.94%) Land $316,300 Building $313,600	$629,900 (+10.94%) Land $316,300 Building $313,600
2025	$13,287.00 (+7.07%)	$567,800 Land $290,900 Building $276,900	$567,800 Land $290,900 Building $276,900
2024	$12,410.00
2023		$305,300 Land $164,900 Building $140,400	$305,300 Land $164,900 Building $140,400
2022	$11,854.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Overlook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Overlook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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