Wake County property record for 103 Opera Ct, Cary, NC 27519
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,482 sqft · built 2007 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Mar 2008) |
| Tax Bill | $7,441 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0733.02-56-4160-000 |
| Primary APN | 0733.02-56-4160-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,482 sqft Living Area |
| Basement Area | 1,569 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 294 sqft |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 0365027 |
|---|---|
| Street Address | 103 OPERA CT |
| City | CARY |
| State | NC |
| Zip | 27519-5584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TRP |
| Legal Description | LO54 HARMONY PH3B BM2007-01720 |
| Legal Subdivision | HARMONY PH3B |
| Legal Phase | 3B |
| Legal Lot Number | 54 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 53426 |
Source: Wake County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 OPERA CT, CARY, NC 27519-5584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2008 · Amount on Record |
| Deed Sale | Mar 24, 2008 · Amount on Record |
| Deed Book / Page | 13015 / 498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 103 OPERA CT, CARY, NC 27519-5584 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20059/1638 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 20059/1638 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 103 OPERA CT, CARY, NC 27519-5584 |
| Document Number | 169190687 |
| Book / Page | 016919 / 000687 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE AND CLOSING S |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 OPERA CT CARY NC 275195584, CARY, NC 27519-5584 |
| Document Number | 169190687 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 016919/000687 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 25, 2032 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,441.00 (+43.98%) | $865,851 (+68.5%) Land $200,000 Building $665,851 | $865,851 (+68.5%) Land $200,000 Building $665,851 |
| 2023 | $5,168.00 | $513,857 Land $90,000 Building $423,857 | $513,857 Land $90,000 Building $423,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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