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103 Oliver Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 103 Oliver Rd, Summit, NY 12175

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,836 sqft · built 2008
Lot Size25 acres (1,089,000 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Dec 2017)
Tax Bill$3,829 (2025)
Deeds & MortgagesDec 2017 Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN434800 122.-3-12

Property Details

APN / Parcel Number

Primary APN434800 122.-3-12
Alternative APNs
  • 480012200000030120000000
  • 545J100364

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,836 sqft Living Area
1st Floor Area1,836 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area1,089,000 sqft (25 acres)
Lot Width370 ft Width

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J100364
Street Address103 OLIVER RD
CitySUMMIT
StateNY
Zip12175
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code01 - NOT Z
Legal Block3
Legal Lot Number12.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1032
Census Tract740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 122.-3-12

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 WOOD RD, CENTEREACH, NY 11720-1622
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2017Deed of Trust, Mortgage
AMERICAN FINANCIAL RESOURCES
Dec 06, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2017 · Amount on Record
Deed SaleDec 06, 2017 · Amount on Record
Prior SaleApr 01, 2008 · Amount on Record
Deed Document Number2017728963
Deed Book / Page1059 / 241
Prior Transfer DateMar 30, 2012
Prior Transfer Doc0000000938/000000026
Record UpdatedJun 08, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address103 OLIVER RD, SUMMIT, NY 12175
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001783/0000000065
DateDec 06, 2017
Book Page0000001783/0000000065
Instrument000000728964
Lender
NameAMERICAN FINANCIAL RESOURCES
Agreement
AmountAmount Recorded
Term349 Months
DueJan 01, 2047

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateDec 06, 2017
Property Address103 OLIVER RD, SUMMIT, NY 12175
Document Number000000728963
Instrument DateOct 06, 2017
Instrument000000728963
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 WOOD RD, CENTEREACH, NY 11720-1622

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,829.00 (+5.28%)$57,500 (-) Land $20,000 Building $37,500$149,351 (+11.04%) Land $51,948 Building $97,403
2023$57,500 Land $20,000 Building $37,500$134,503 Land $46,784 Building $87,719
2020$3,637.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Based on FCC filings for 1 locations within half a mile of this property.

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