103 Olde Clemson Ct, Ladson, SC 29456 Property Records

Berkeley County property record for 103 Olde Clemson Ct, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	1,260 sqft
Lot Size	0.269 acres (11,746 sqft)
Owner	2 Individual Names on File
Last Sale	$161,000 (Jul 2020)
Tax Bill	$929 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-16-03-029`

Property Details

APN / Parcel Number

Primary APN	`233-16-03-029`

Interior

Stories	1 Story
Building Area	1,260 sqft Finished Area
Gross Area	1,668 sqft
1st Floor Area	1,260 sqft

Exterior

Lot Area	11,746 sqft (0.269 acres)
Garage Area	336 sqft
Porch	Slab
Porch Area	72 sqft

Location & Zoning

Street Address	103 OLDE CLEMSON CT
City	LADSON
State	SC
Zip	29456-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 140COLLEGE PARK
Legal Subdivision	COLLEGE PARK
Legal Block	2
Legal Lot Number	19
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	3
Census Block	3010
Census Tract	20717

Owner

103 Olde Clemson Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 OLDE CLEMSON CT, LADSON, SC 29456-3313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Nov 20, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL LLC
Jul 8, 2020	Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on File
Deed Sale	Jul 8, 2020 · Amount on File
Deed Document Number	202024787
Deed Book / Page	3420 / 269
Prior Transfer Date	Jul 6, 2020
Prior Transfer Doc	3420/0269
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Jun 30, 2026
Property Address	103 OLDE CLEMSON CT, LADSON, SC 29456-3313
Document Number	0000023534
Book / Page	5631 / 243
Instrument Date	Jun 25, 2026
Instrument	202623534
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OLDE CLEMSON CT, LADSON, SC 29456-3313

Mortgage

Document Number	0000023534,
Date	Jun 30, 2026
Book Page	5631/243
Instrument	202623534

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	103 OLDE CLEMSON CT, LADSON, SC 29456-3313
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02614/0242
Date	Nov 20, 2017
Book Page	2614/0242
Instrument	2017041872

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 8, 2020
Property Address	103 OLDE CLEMSON CT, LADSON, SC 29456-3313
Document Number	03420/0269
Book / Page	3420 / 269
Map Reference	MB U PG 17
Instrument Date	Jul 6, 2020
Instrument	2020024787
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.70
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 OLDE CLEMSON CT, LADSON, SC 29456-3313
Investor	Possibly a Property Investor

Mortgage

Document Number	2020024788
Date	Jul 8, 2020
Instrument	2020024788

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Olde Clemson Ct was $929 with a homeowner's exemption, up 5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,455 (+2,400.06%) Land $35,010 Building $162,445	$253,800 (-) Land $45,000 Building $208,800
2025	$929.00 (+4.97%) Homeowner's exemption	$7,898 (-) Land $1,400 Building $6,498	$253,800 (-) Land $45,000 Building $208,800
2024	$885.00 Homeowner's exemption	$7,898 Land $1,400 Building $6,498	$253,800 Land $45,000 Building $208,800
2022	$887.00 Homeowner's exemption	$6,868 Land $800 Building $6,068	$171,700 Land $20,000 Building $151,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Olde Clemson Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	7 (1992–2017)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Olde Clemson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Home Telecom, T-Mobile.

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