Harnett County property record for 103 Old Cut Off Rd, Erwin, NC 28339
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,944 sqft · built 1955 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Jan 2021) |
| Tax Bill | $3,157 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500040244 |
| Primary APN | 1500040244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft Heated Area |
| 1st Floor Area | 1,482 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Carport |
| Garage Area | 988 sqft |
| Carport | Carport |
| Carport Area | 988 sqft |
| Porch | Porch |
| Porch Area | 150 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1500040244 |
|---|---|
| Street Address | 103 OLD CUT OFF RD |
| City | ERWIN |
| State | NC |
| Zip | 28339-8731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R10 |
| Legal Description | .69 ACRES E MILLS# 26 27 28 |
| Legal Subdivision | ERWIN MILLS |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | DUKE |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 70500 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 OLD CUT OFF RD, ERWIN, NC 28339-8731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Oct 30, 2017 | Deed of Trust, Mortgage · VA Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Deed Document Number | 20211366 |
| Deed Book / Page | 3926 / 728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 103 OLD CUT OFF RD, ERWIN, NC 28339-8731 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 103 OLD CUT OFF RD, ERWIN, NC 28339-8731 |
| Document Number | 0000015285 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 4206/2912 |
| Instrument | 2023015285 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 103 OLD CUT OFF RD, ERWIN, NC 28339-8731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016316 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 3554/0297 |
| Instrument | 2017016316 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jan 20, 2021 |
| Property Address | 103 OLD CUT OFF RD, ERWIN, NC 28339-8731 |
| Document Number | 0000001366 |
| Book / Page | 3926 / 728 |
| Map Reference | MB 7 PG 10 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021001366 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 OLD CUT OFF RD, 103, ERWIN, NC 28339-8731 |
| Name | Verified Name |
|---|---|
| Address | 103 OLD CUT OFF RD, ERWIN, NC 28339-8731 |
| Document Number | 0000001367 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021001367 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Municipality | Erwin Town |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,157.00 (+42.53%) | $248,807 (+39.65%) | $248,807 (+39.65%) Land $56,620 Building $192,187 |
| 2025 | $2,215.00 (+7.84%) | $178,165 (+5.47%) | $178,165 (+5.47%) Land $27,670 Building $150,495 |
| 2023 | $2,054.00 | $168,925 | $168,925 Land $27,670 Building $141,255 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1999–2018) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures