Walton County property record for 103 Old Beach Rd, Santa Rosa Beach, FL 32459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,872 sqft · built 1997 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $418,300 (May 2001) |
| Tax Bill | $9,836 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-3S-20-34020-000-0400 |
| Primary APN | 11-3S-20-34020-000-0400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,958 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 10 ft deep x 7 ft wide |
| Garage Type | Finished |
| Garage Area | 494 sqft |
| Porch | Porch |
| Porch Area | 592 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1016066 |
|---|---|
| Street Address | 103 OLD BEACH RD |
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-4467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 OLD FLORIDA BEACH S/D PB 9-17 OR 1054-179 OR 2196-278 OR 2326-497 |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | OLD FLORIDA BEACH S/D |
| Legal Lot Number | 40 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950606 |
The current owner of 103 Old Beach Rd bought it in May 2001.
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3069 BROOKHILL DR, BIRMINGHAM, AL 35242-3701 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2001 · Amount on File |
| Deed Sale | May 22, 2001 · Amount on File |
| Prior Sale | Apr 11, 2000 · Amount on File |
| Deed Document Number | 670522 |
| Deed Book / Page | 2326 / 0497 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,362,448 Land $600,000 Building $762,448 | $1,362,448 Land $600,000 Building $762,448 | |
| 2024 | $9,836.00 (+14.64%) | ||
| 2023 | $8,580.00 (+9.52%) | $1,159,821 (+13.39%) Land $475,000 Building $684,821 | $1,159,821 (+13.39%) Land $475,000 Building $684,821 |
| 2022 | $7,834.00 | $1,022,880 Land $527,250 Building $495,630 | $1,022,880 Land $527,250 Building $495,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Old Beach Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 413 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 725 units insured incl. 312 condo units |
| Nearby Flood Claims | 12 (2005–2025) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Old Beach Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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