Garfield County property record for 103 Oklahoma St, Lahoma, OK 73754
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft · built 1984 |
| Lot Size | 0.161 acres (6,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (Aug 2018) |
| Tax Bill | $821 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 27761 |
| Primary APN | 27761 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,999 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 58 sqft |
| Patio Area | 58 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27761 |
|---|---|
| Street Address | 103 OKLAHOMA ST |
| City | LAHOMA |
| State | OK |
| Zip | 73754-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 70' OF L13-16 BLOCK 13 SD-L92 LAHOMA NE/4 18-22-8 |
| Legal Range | 08W |
| Legal Township | 22N |
| Legal Section | 18 |
| Legal Subdivision | LAHOMA |
| Legal Block | 13 |
| Legal Lot Number | 13 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | ENID |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1603 |
Source: Garfield County records, as of March 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 OKLAHOMA ST, LAHOMA, OK 73754-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE SECURITY NATIONAL BANK OF ENID |
| Aug 31, 2018 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Mar 1, 2018 | Special Warranty Deed, Transfer APEX TITLE COMPANY, APEX TITLE AND CLOSING SERVI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Deed Book / Page | 2398 / 756 |
| Prior Transfer Date | Oct 25, 2013 |
| Prior Transfer Doc | 02161/0926 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 103 OKLAHOMA ST, LAHOMA, OK 73754-1011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02378/0167 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 2378/0167 |
| Name | THE SECURITY NATIONAL BANK OF ENID |
|---|---|
| Type | Bank |
| Address | ENID, OK 73701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 4, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Aug 31, 2018 |
| Property Address | 103 OKLAHOMA ST, LAHOMA, OK 73754-1011 |
| Document Number | 02398/0756 |
| Book / Page | 2398 / 0756 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | APEX TITLE COMPANY, APEX TITLE AND CLOSING SERVI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 OKLAHOMA ST, LAHOMA, OK 73754-1011 |
| Document Number | 0023980758 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 2398/0758 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Mar 1, 2018 |
| Property Address | 103 OKLAHOMA ST, LAHOMA, OK 73754-1011 |
| Document Number | 02373/1098 |
| Book / Page | 2373 / 1098 |
| Instrument Date | Feb 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | APEX TITLE COMPANY, APEX TITLE AND CLOSING SERVI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1505 OSAGE AVE, ENID, OK 73703-6903 |
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Lahoma Town |
| Unified School District | Cimarron Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $821.00 (+3.53%) | $10,737 (+4.25%) Land $550 Building $10,187 | $85,891 (+4.25%) Land $4,400 Building $81,491 |
| 2023 | $793.00 | $10,299 Land $550 Building $9,749 | $82,390 Land $4,400 Building $77,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAHOMA PWA serves 577 people · EPA ID OK2002417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
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