York County property record for 103 Ocracoke Ln, Yorktown, VA 23693
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,334 sqft · built 2010 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Jun 2016) |
| Tax Bill | $5,409 (2025) |
| Deeds & Mortgages | May 2021 Refinance Dec 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | V03D-3160-0024 |
| Primary APN | V03D-3160-0024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,334 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 45 sqft |
| Deck Area | 243 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 10023954 |
|---|---|
| Street Address | 103 OCRACOKE LN |
| City | YORKTOWN |
| State | VA |
| Zip | 23693-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM DEN |
| Legal Description | WOODS ON MANSION RD (THE) LOT 27 |
| Legal Subdivision | THE WOODS ON MANSION ROAD |
| Legal Lot Number | 27 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 50206 |
Source: York County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 OCRACOKE LN, YORKTOWN, VA 23693-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Dec 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Mar 5, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2016 · Amount on Record |
| Deed Sale | Jun 29, 2016 · Amount on Record |
| Deed Document Number | 201610545 |
| Last Transfer Date | Feb 18, 2019 |
| Transfer Doc | 0000003163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 103 OCRACOKE LN, YORKTOWN, VA 23693-2445 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000008639 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 210008639 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 103 OCRACOKE LN, YORKTOWN, VA 23693-2445 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022546 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 200022546 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YORK VA |
| Recording Date | Mar 5, 2019 |
| Property Address | 103 OCRACOKE LN, YORKTOWN, VA 23693-2445 |
| Document Number | 0000003163 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 3163 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 OCRACOKE LN YORKTOWN VA 236932445, YORKTOWN, VA 23693-2445 |
Source: York County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,400 (+32.73%) Land $135,000 Building $558,400 | ||
| 2025 | $5,409.00 (+34.49%) | $693,400 (+32.73%) Land $135,000 Building $558,400 | |
| 2023 | $4,022.00 | $522,400 Land $135,000 Building $387,400 | $522,400 Land $135,000 Building $387,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 104 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 104 in force |
| Nearby Flood Claims | 2 (2003–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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