103 Oconner Ct, Georgetown, KY 40324 Property Records

Scott County property record for 103 Oconner Ct, Georgetown, KY 40324 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage1,528 sqft Living Area
Lot Size5,432 sqft (0.124 acres)
OccupancyOwner Occupied
Last Sale$178,000 (2019)
Tax Bill$1,968.00 (2025)

Property Details

APN / Parcel Number

Primary APN168-10-158.000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,528 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2001
Exterior MaterialCombination Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area5,432 sqft (0.124 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address103 OCONNER CT
CityGEORGETOWN
StateKY
Zip40324-2091
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBRADFORD COTTAGE
Legal SubdivisionBRADFORD COTTAGE
Legal Lot Number49
Legal Unit2C
JurisdictionSCOTT KY
Minor Civil DivisionGEORGETOWN
Census Blockgroup1
Census Block1005
Census Tract40203

Owner

Source: Scott County records · APN 168-10-158.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address103 OCONNER CT, GEORGETOWN, KY 40324-2091
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
May 14, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2019 · Amount on Record
Deed SaleMay 14, 2019 · Amount on Record
Deed Doc Number400163
Deed Book / PageD405 / 485
Record RefreshedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address103 OCONNER CT, GEORGETOWN, KY 40324-2091
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1503/359
DateApr 21, 2020
Book PageM1503/359
Instrument415076
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term350 Months
DueJun 01, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateMay 14, 2019
Property Address103 OCONNER CT, GEORGETOWN, KY 40324-2091
Document Number00D405/485
Book / PageD405 / 485
Map ReferenceSL 2358
Instrument DateApr 30, 2019
Instrument400163
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyRAINBOW TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$178.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address207 LAKESIDE DR, GEORGETOWN, KY 40324-8926

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address103 OCONNER CT, GEORGETOWN, KY 40324-2091

Mortgage

Document Number0000400164
DateMay 14, 2019
Instrument400164
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,968.00 (+5.41%)$221,000 (+7.28%)$221,000 (+7.28%)
2023$1,867.00 (+19.83%)$206,000 (+14.7%) Land $35,000 Building $171,000$206,000 (+14.7%) Land $35,000 Building $171,000
2022$1,558.00$179,600 Land $30,000 Building $149,600$179,600 Land $30,000 Building $149,600

Flood & Wildfire

103 Oconner Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Scott County (21209C), updated November 20, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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