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103 Oceano, Irvine, CA 92602 Property Records

Orange County property record for 103 Oceano, Irvine, CA 92602

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,205 sqft · built 2021
OwnerIndividual Name on File
Last Sale$1,443,500 (Sep 2021)
Tax Bill$19,293 (2025)
Deeds & MortgagesSep 2021 Transfer
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN938-242-34

Property Details

APN / Parcel Number

Primary APN938-242-34

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area2,205 sqft Living Area

Exterior

Year BuiltBuilt 2021
Garage Area417 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address103 OCEANO
CityIRVINE
StateCA
Zip92602-1865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 18009 BLK LOT 16 UN 95 LOT 16 OF TRACT 18009 OF CONDO PROJECT 938-24
Legal Tract18009
Legal Lot Number16
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group5
Census Block5014
Census Tract52437

Owner

Source: Orange County records · APN 938-242-34

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address103 OCEANO, IRVINE, CA 92602-1865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Sep 29, 2021Grant Deed, Transfer · Conventional Mortgage
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 29, 2021 · Amount on Record
Deed SaleSep 29, 2021 · Amount on Record
Prior SaleSep 29, 2021
Deed Document Number2021000602857
Record UpdatedJun 08, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateSep 29, 2021
Property Address103 OCEANO, IRVINE, CA 92602-1865
Document Number0000602856
Map ReferenceMB 973 PG 23-29
Instrument DateJul 13, 2021
Instrument2021000602856
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 NEWPORT CENTER DR, NEWPORT BEACH, CA 92660-7010
InvestorPossibly a Property Investor

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 29, 2021
Property Address103 OCEANO, IRVINE, CA 92602-1865
Document Number0000602857
Instrument DateJul 13, 2021
Instrument2021000602857
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address103 OCEANO, IRVINE, CA 92602-1865

Mortgage

Document Number0000602858
DateSep 29, 2021
Instrument2021000602858
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2%
Min Rate At Change2.75%
Max Rate At Change8%
IndexOther
Margin2
Max Rate8%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$19,293.00 (+3.66%) Homeowner's exemption$1,531,730 (+4.04%) Land $1,021,118 Building $510,612
2023$18,611.00 (+1.66%) Homeowner's exemption$1,472,252 (+2%) Land $981,467 Building $490,785
2022$18,308.00$1,443,385 Land $962,223 Building $481,162

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Google Fiber
Fiber		2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		1,000 / 75

May also be available: California Internet, T-Mobile USA.

Based on FCC filings for 522 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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