103 Ocean St, #A, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 103 Ocean St, #A, Lynn, MA 01902

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,084 sqft · built 1900
Lot Size	0.182 acres (7,945 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Sep 2025)
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:093 L:559 S:113-001`

Property Details

APN / Parcel Number

Primary APN	`B:093 L:559 S:113-001`
Alternative APN	`LYNN M:093 B:559 L:113 S:001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	1,409 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,945 sqft (0.182 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	103 OCEAN ST, A
City	LYNN
State	MA
Zip	01902-2274
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Block	559
Legal Lot Number	113
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3004
Census Tract	206600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

103 Ocean St, #A is owned and occupied by an individual who bought it in September 2025.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	103 OCEAN ST, A, LYNN, MA 01902-2274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 10, 2025	Condominium Deed, Transfer · Conventional Mortgage WASHINGTON TRUST MORTGAGE CO
Sep 19, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on File
Deed Sale	Sep 10, 2025 · Amount on File
Prior Sale	Jun 27, 1996 · Amount on File
Deed Book / Page	42939 / 539
Prior Transfer Date	Sep 19, 2022
Prior Transfer Doc	041198-569
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	103 OCEAN ST # A, A, LYNN, MA 01902-2274
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040072-223
Date	Jul 12, 2021
Book Page	40072/223
Instrument	20210712003110

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate

September 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Sep 10, 2025
Property Address	103 OCEAN ST # A, A, LYNN, MA 01902-2274
Document Number	042939-539
Book / Page	42939 / 539
Instrument Date	Sep 10, 2025
Instrument	20250910001400
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OCEAN ST # A, A, LYNN, MA 01902-2274

Mortgage

Document Number	20250910001410
Date	Sep 10, 2025
Instrument	20250910001410

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 19, 2022
Property Address	103 OCEAN ST # A, A, LYNN, MA 01902-2062
Document Number	041198-569
Book / Page	41198 / 569
Instrument Date	Sep 19, 2022
Instrument	327
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OCEAN ST # A, A, LYNN, MA 01902-2062

Tax Assessment & Valuation

The 2025 property tax bill for 103 Ocean St, #A was $4,717, up 4.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00 (+4.61%)	$455,300 (+6.33%) Building $455,300	$462,555
2024	$4,509.00 (+3.77%)	$428,200 (+9.88%) Building $428,200
2023	$4,345.00	$389,700 Building $389,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Ocean St, #A in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Ocean St, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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