103 Ocean Rd, Ocean Beach, NY 11770 Property Records

Suffolk County and Islip Town property record for 103 Ocean Rd, Ocean Beach, NY 11770

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2002)
Flood Zone	Zone AE (high risk)
APN	`472803 2.-1-58`

Property Details

APN / Parcel Number

Primary APN	`472803 2.-1-58`
Alternative APNs	`0502-002.00-01.00-058.000` `280300200000010580000000` `47280029850` `736450`

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Account Number	736450
Street Address	103 OCEAN RD
City	OCEAN BEACH
State	NY
Zip	11770
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	NULL
Legal Description	X2233673Y153788 N H00000000
Legal Subdivision	PROPERTY OF THE WILMONT M SMITH EST
Legal Block	2000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1045
Census Tract	147004

Owner

103 Ocean Rd, a residential property, is owned and occupied by two individuals who bought it in March 2002.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 OCEAN RD, OCEAN BEACH, NY 11770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2002 · Amount on File
Deed Sale	Mar 22, 2002 · Amount on File
Deed Book / Page	12176 / 311
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Municipality	Ocean Beach Village
Unified School District	Fire Island Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$66,075 Land $29,600 Building $36,475
2024		$1,004,179 (+12.77%) Land $449,848 Building $554,331
2023	$66,075 Land $29,600 Building $36,475	$890,499 Land $398,922 Building $491,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Ocean Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,496 individual policies
Nearby Flood Policies	1,524 units insured incl. 28 condo units
Nearby Flood Claims	2,663 (1978–2025)
Claims Outside the SFHA	22 of 2,663
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 1,431 claims Severe Blizzard, Mar 1993 · 87 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 307 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Ocean Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN BEACH WATER DISTRICT serves 4,500 people · EPA ID NY5103280
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20