Dare County property record for 103 Ocean Crest Way, Duck, NC 27949 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 3,661 sqft · built 1995 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,500 (May 2021) |
| Tax Bill | $10,991 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jul 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 986806299843 |
| Primary APN | 986806299843 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,661 sqft Heated Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Roof Type | Gable |
| Lot Area | 18,000 sqft (0.413 acres) |
| View / Lot | Ocean |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986806299843 |
|---|---|
| Street Address | 103 OCEAN CREST WAY |
| City | DUCK |
| State | NC |
| Zip | 27949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 34 BLK: SEC: PL: C SL: 164C |
| Legal Subdivision | OCEANCREST SUBD. |
| Legal Lot Number | 34 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970101 |
Source: Dare County records · APN 986806299843
Assessment roll updated October 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19322 WYATTS WAY, EVINGTON, VA 24550-3837 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jul 17, 2017 | Warranty Deed, Transfer · ARM UBS BANK USA |
| Jun 13, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2021 · Amount on Record |
| Deed Sale | May 07, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Document Number | 2021700098558 |
| Deed Book / Page | 2503 / 290 |
| Prior Transfer Date | Mar 17, 2009 |
| Prior Transfer Doc | 001796/107 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 07, 2021 |
| Property Address | 103 OCEAN CREST WAY, DUCK, NC 27949 |
| Document Number | 002503/290 |
| Book / Page | 2503 / 290 |
| Map Reference | CAB C SL 164A-164C |
| Instrument Date | Apr 27, 2021 |
| Instrument | 700098558 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $191.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 WEAVER ST, 154, GREENWICH, CT 06831-4314 |
| Name | Verified Name |
|---|---|
| Address | 19322 WYATTS WAY, EVINGTON, VA 24550-3837 |
| Document Number | 0700098559 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 700098559 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 17, 2017 |
| Property Address | 103 OCEAN CREST WAY, DUCK, NC 27949 |
| Document Number | 002181/235 |
| Book / Page | 2181 / 235 |
| Map Reference | PL CAB C SL 164A,164 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 700041509 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 WEAVER ST, GREENWICH, CT 06831-4314 |
| Document Number | 002181/237 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 2181/237 |
| Instrument | 700041510 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84101 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jun 13, 2017 |
| Property Address | 103 OCEAN CREST WAY, DUCK, NC 27949 |
| Document Number | 002174/825 |
| Book / Page | 2174 / 825 |
| Map Reference | PL CAB C SL 164A,164 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 700040304 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $15,480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 NOTTINGHAM DR, 309, BRICK, NJ 08724-3839 |
| Name | Verified Name |
|---|---|
| Address | 154 WEAVER ST, GREENWICH, CT 06831-4314 |
Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Duck Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,991.00 (+14.23%) | $2,453,100 (+58.19%) Land $1,732,800 Building $720,300 | |
| 2023 | $9,622.00 | $1,550,688 Land $1,166,200 Building $384,488 | |
| 2020 | $2,453,100 Land $1,732,800 Building $720,300 |
Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559701011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 1,132 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,493 units insured 361 under condo master policies |
| Nearby Flood Claims | 732 (1978–2024) |
| Claims Outside the SFHA | 327 of 732 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Potential Tropical Cyclone Eight |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Ripple Fiber | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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