103 Oakstone Run, Staunton, VA 24401 Property Records

Staunton City property record for 103 Oakstone Run, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,200 sqft · built 2019
Lot Size	0.247 acres (10,764 sqft)
Owner	2 Individual Names on File
Last Sale	$374,900 (Dec 2025)
Tax Bill	$3,817 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101052`

Property Details

APN / Parcel Number

Primary APN	`101052`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	3,592 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,764 sqft (0.247 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 OAKSTONE RUN
City	STAUNTON
State	VA
Zip	24401-4878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 9 SECTION 16
Legal Subdivision	GREEN SPRING VALLEY
Legal Lot Number	9
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1015
Census Tract	600

Owner

103 Oakstone Run is owned and occupied by two individuals who bought it in December 2025.

Source: Staunton City records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 OAKSTONE RUN, STAUNTON, VA 24401-4878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Oct 10, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Oct 10, 2019 · Amount on File
Deed Document Number	20252843
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Dec 5, 2025
Property Address	103 OAKSTONE RUN, STAUNTON, VA 24401-4878
Document Number	0250002843
Map Reference	DOC 190002483
Instrument Date	Dec 3, 2025
Instrument	250002843
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 OAKSTONE RUN, STAUNTON, VA 24401-4878

Mortgage

Document Number	0250002844
Date	Dec 5, 2025
Instrument	250002844

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.29%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	4.29%
Max Rate At Change	8.29%
Index	1-Year T-Bill
Max Rate	10.2%

October 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Oct 10, 2019
Property Address	103 OAKSTONE RUN, STAUNTON, VA 24401-4878
Document Number	190002483
Instrument Date	Sep 19, 2019
Instrument	190002483
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 OAKSTONE RUN, STAUNTON, VA 24401-4878

Mortgage

Document Number	190002484
Date	Oct 10, 2019
Instrument	190002484

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 103 Oakstone Run was $3,817.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,817.00	$419,550 (-) Land $52,850 Building $366,700	$419,550 (-) Land $52,850 Building $366,700
2025	$3,817.00	$419,550 Land $52,850 Building $366,700	$419,550 Land $52,850 Building $366,700
2023	$3,370.00	$378,720 Land $45,420 Building $333,300	$378,720 Land $45,420 Building $333,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Oakstone Run in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Oakstone Run is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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