103 Oakford Ave, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 103 Oakford Ave, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,440 sqft · built 2016
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Jun 2014)
Tax Bill	$10,410 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-046-03632100`

Property Details

APN / Parcel Number

Primary APN	`01-046-03632100`
Alternative APNs	`1-046-03632100` `04603632100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,440 sqft Living Area
Gross Area	5,184 sqft
1st Floor Area	2,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Siding
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	22,500 sqft (0.517 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	544 sqft
Porch	Open Porch
Porch Area	755 sqft
Deck Area	360 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	04603632100
Street Address	103 OAKFORD AVE
City	EDGEWATER
State	MD
Zip	21037-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 45 TO 50 BK D BEVERLEY BEACH
Legal Subdivision	BEVERLEY BEACH
Legal Block	D
Legal Lot Number	45
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2017
Census Tract	701201

Owner

103 Oakford Ave is owned by two individuals who bought it in June 2014.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1333 BLUEGRASS WAY, GAMBRILLS, MD 21054-1052
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2014 · Amount on File
Deed Sale	Jun 11, 2014 · Amount on File
Prior Sale	Feb 5, 2007
Deed Book / Page	27353 / 317
Prior Transfer Date	Dec 18, 2006
Prior Transfer Doc	0187540396
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	103 OAKFORD AVE, EDGEWATER, MD 21037-4914
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0376820051
Date	Oct 7, 2021
Book Page	37682/51

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 103 Oakford Ave was $10,410, up 7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$968,400 (+7.21%) Land $251,100 Building $717,300	$968,400 (-) Land $251,100 Building $717,300
2025	$10,410.00 (+7%)	$903,233	$968,400 Land $251,100 Building $717,300
2024	$9,729.00 (+15.27%)
2023	$8,440.00	$772,900 Land $251,100 Building $521,800	$772,900 Land $251,100 Building $521,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Oakford Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	3 (2003–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Oakford Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20