103 Oak St, Winlock, WA 98596 Property Records

Lewis County property record for 103 Oak St, Winlock, WA 98596

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$405,000 (Jun 2023)
Tax Bill$2,188 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2021 Sale & Mortgage
APN015384006049

Property Details

APN / Parcel Number

Primary APN015384006049
Alternative APNs
  • 2222329
  • 2228891

Location & Zoning

Account Number2228891
Street Address103 OAK ST
CityWINLOCK
StateWA
Zip98596-8921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 27 TOWNSHIP 12N RANGE 02W PTN SW4 OAK STREET SUB LOT 25 3554228
Legal SubdivisionOAK STREET SUB
Legal Lot Number25
JurisdictionLEWIS WA
Township / Civil DivisionWINLOCK-PE ELL
Census Block Group2
Census Block2001
Census Tract971501

Owner

Source: Lewis County assessment roll, as of May 31, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address103 OAK ST, WINLOCK, WA 98596-8921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Warranty Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC
Nov 5, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 9, 2023 · Amount on Record
Deed SaleJun 9, 2023 · Amount on Record
Prior SaleNov 5, 2021 · Amount on Record
Deed Document Number3594316
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS WA
Recording DateJun 9, 2023
Property Address103 OAK ST, WINLOCK, WA 98596-8921
Document Number0003594316
Map ReferenceAF 3554228
Instrument DateJun 6, 2023
Instrument3594316
Transaction TypeTransfer
Record UpdatedJun 23, 2023
Title CompanyLEWIS COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,472.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 OAK ST, WINLOCK, WA 98596-8921

Mortgage

Document Number0003594317
DateJun 9, 2023
Instrument3594317
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

November 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEWIS WA
Recording DateNov 5, 2021
Property Address103 OAK ST, WINLOCK, WA 98596-8921
Document Number0003564298
Map ReferenceAF 3554228
Instrument DateNov 3, 2021
Instrument3564298
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 16, 2023
Title CompanyTITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,369.55
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 OAK ST, WINLOCK, WA 98596-8921
InvestorPossibly a Property Investor

Mortgage

Document Number0003564299
DateNov 5, 2021
Instrument3564299
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateWashington
CountyLewis County
MunicipalityWinlock City
Unified School DistrictWinlock School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,188.00$318,900 Land $60,000 Building $258,900$318,900 Land $60,000 Building $258,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINLOCK
serves 3,502 people · EPA ID WA5397500
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
The Toledo Telephone Company
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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