Garrett County property record for 103 Oak St, Accident, MD 21520
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 868 sqft · built 1935 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Sep 2014) |
| Tax Bill | $2,165 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-011582 |
| Primary APN | 05-011582 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 868 sqft Total Area |
| Attic | Attic |
| Attic Area | 403 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,552 sqft (0.38 acres) |
| Porch | Slab |
| Porch Area | 564 sqft |
| Deck Area | 196 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 011582 |
|---|---|
| Street Address | 103 OAK ST |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-1271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 0.38 AC S/S OAK ST ACCIDENT |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 5, ACCIDENT |
| Census Block Group | 2 |
| Census Block | 2091 |
| Census Tract | 100 |
103 Oak St is owned and occupied by an individual who bought it in September 2014.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 OAK ST, ACCIDENT, MD 21520-1271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2014 · Amount on File |
| Deed Sale | Sep 5, 2014 · Amount on File |
| Prior Sale | May 1, 2000 · Amount on File |
| Deed Book / Page | 1826 / 60 |
| Transfer Doc | 0000001731 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 103 Oak St was $2,165 with a homeowner's exemption.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Accident Town |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,165.00 Homeowner's exemption | $179,400 Land $17,200 Building $162,200 | $179,400 Land $17,200 Building $162,200 |
| 2023 | $2,106.00 Homeowner's exemption | $127,300 Land $17,200 Building $110,100 | $127,300 Land $17,200 Building $110,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ACCIDENT serves 300 people · EPA ID MD0110001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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