103 Oak Meadows Cv, Coldwater, MS 38618 Property Records

Tate County property record for 103 Oak Meadows Cv, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,433 sqft · built 2020
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038 01 0004800`

Property Details

APN / Parcel Number

Primary APN	`038 01 0004800`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	3,433 sqft Finished Area
1st Floor Area	2,098 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	156,816 sqft (3.6 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	103 OAK MEADOWS CV
City	COLDWATER
State	MS
Zip	38618-6013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 OAKRIDGE LAKES S/D SEC A
Legal Range	07
Legal Township	04
Legal Section	34
Legal Subdivision	OAKRIDGE LAKES S/D
Legal Lot Number	48
Jurisdiction	TATE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	950202

Owner

103 Oak Meadows Cv is owned and occupied by two individuals who acquired it in November 2014.

Source: Tate County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 OAK MEADOWS CV, COLDWATER, MS 38618-6013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2014
Deed Sale	Nov 18, 2014
Prior Sale	Apr 11, 2007 · Amount on File
Deed Book / Page	2014 / 3291
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Recording Date	Jun 3, 2026
Property Address	103 OAK MEADOWS CV, COLDWATER, MS 38618-6013
Document Number	2026008246
Book / Page	2026 / 8246
Instrument Date	May 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OAK MEADOWS CV, COLDWATER, MS 38618-6013

Mortgage

Document Number	2026008246,
Date	Jun 3, 2026
Book Page	2026/8246

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	103 OAK MEADOWS CV, COLDWATER, MS 38618-6013
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2281
Date	Feb 22, 2019
Book Page	2019/2281

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	103 OAK MEADOWS CV, COLDWATER, MS 38618-6013
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/13770
Date	Sep 21, 2020
Book Page	2020/13770

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Oak Meadows Cv was $2,502.

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00	$27,950 Land $2,600 Building $25,350	$279,496 Land $26,000 Building $253,496
2023	$2,712.00	$27,950 Land $2,600 Building $25,350	$279,496 Land $26,000 Building $253,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Oak Meadows Cv in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2020–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Oak Meadows Cv is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Meadows Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures