103 Norton St, Duluth, MN 55803 Property Records

St. Louis County property record for 103 Norton St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,228 sqft · built 1914
Lot Size	0.203 acres (8,883 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Feb 2021)
Tax Bill	$4,456 (2026)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3360-00550`

Property Details

APN / Parcel Number

Primary APN	`010-3360-00550`
Alternative APNs	`1104768` `1144560`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,228 sqft Gross Area
1st Floor Area	652 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	8,883 sqft (0.203 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	180 sqft
Deck Area	150 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1144560
Street Address	103 NORTON ST
City	DULUTH
State	MN
Zip	55803-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 11 AND 12 AND THAT PART OF LOT13 LYING EAST OF A LINE DRAWN FROM THENW CORNER TO A POINT 7 1/2 FT ELY OF SWCORNE
Legal Subdivision	MOTOR LINE DIVISION
Legal Block	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1006
Census Tract	15700

Owner

103 Norton St is owned by an individual who bought it in February 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5445 157TH ST N, HUGO, MN 55038-8794
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST
Feb 18, 2021	Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC
Feb 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Sep 18, 2002 · Amount on File
Deed Document Number	20211036647
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	0001007766
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	103 NORTON ST, DULUTH, MN 55803-2608
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001068128
Date	May 9, 2023
Instrument	1068128

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	BRAHAM, MN 55006

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Mar 31, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 18, 2021
Property Address	103 NORTON ST, DULUTH, MN 55803-2608
Document Number	0001036647
Instrument Date	Feb 1, 2021
Instrument	1036647
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5445 157TH ST N, HUGO, MN 55038-8794

Mortgage

Document Number	0001036648
Date	Feb 18, 2021
Instrument	1036648

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 11, 2019
Property Address	103 NORTON ST, DULUTH, MN 55803-2608
Document Number	0001007766
Instrument Date	Jan 18, 2019
Instrument	1007766
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$16.50
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11224 MINNETONKA BLVD MINNETONKA MN 553054364, MINNETONKA, MN 55305-4364

Tax Assessment & Valuation

The 2026 property tax bill for 103 Norton St was $4,456, up 0.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,456.00 (+0.81%)
2025	$4,420.00 (+7.96%)	$329,900 (+2.49%) Land $34,100 Building $295,800	$329,900 (+2.49%) Land $34,100 Building $295,800
2024	$4,094.00	$321,900 Land $47,700 Building $274,200	$321,900 Land $47,700 Building $274,200
2022		$273,900 Land $45,200 Building $228,700	$273,900 Land $45,200 Building $228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Norton St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2007–2012)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Norton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC, Fidium Fiber.

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