Kosciusko County property record for 103 North St, Sidney, IN 46562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,480 sqft · built 1956 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,256 (Dec 2025) |
| Tax Bill | $484 (2025) |
| Deeds & Mortgages | Jul 2009 Mortgage Dec 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-707000-10 |
| Primary APN | 030-707000-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 830 sqft |
| Finished Basement | 830 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000051330 |
|---|---|
| Street Address | 103 NORTH ST |
| City | SIDNEY |
| State | IN |
| Zip | 46562-8946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NON-P |
| Legal Description | 30-16-14 LOT 6 & LOT 11 OP |
| Legal Range | 7 |
| Legal Township | 31 |
| Legal Section | 28 |
| Legal Subdivision | SIDNEY |
| Legal Lot Number | 6,11 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 962600 |
103 North St is owned and occupied by two individuals who bought it in December 2025.
Source: Kosciusko County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 NORTH ST, SIDNEY, IN 46562-8946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2009 | Deed of Trust, Mortgage NATIONAL CITY BANK |
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 12, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 4, 2025 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC |
| Mar 11, 2020 | Special Warranty Deed, Transfer NATIONALLINK |
| Dec 13, 2019 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Sep 4, 2025 |
| Deed Document Number | 2025120557 |
| Prior Transfer Date | Sep 12, 2025 |
| Prior Transfer Doc | 2025090473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 103 NORTH ST, SIDNEY, IN 46562-8946 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2009071043 |
|---|---|
| Date | Jul 23, 2009 |
| Instrument | 2009071043 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Dec 15, 2025 |
| Property Address | 103 NORTH ST, SIDNEY, IN 46562-8946 |
| Document Number | 2025120557 |
| Map Reference | MB 3 PG 359 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025120557 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 NORTH ST, SIDNEY, IN 46562-8946 |
| Document Number | 2025120558 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025120558 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Sep 12, 2025 |
| Property Address | 103 NORTH ST, SIDNEY, IN 46562-8946 |
| Document Number | 2025090473 |
| Map Reference | MB 3 PG 359 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025090473 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12855 COUNTY ROAD 50, SYRACUSE, IN 46567-9682 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Sep 4, 2025 |
| Property Address | 103 NORTH ST, SIDNEY, IN 46562-8946 |
| Document Number | 2025090146 |
| Map Reference | MB 3 PG 359 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025090146 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9569 S 600 E, CLAYPOOL, IN 46510-9019 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Mar 11, 2020 |
| Property Address | 103 NORTH ST, SIDNEY, IN 46562-8946 |
| Document Number | 2020030388 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 2020030388 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | NATIONALLINK |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 249 5TH AVE, PITTSBURGH, PA 15222-2707 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 644, PIERCETON, IN 46562-0644 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Dec 13, 2019 |
| Property Address | 103 NORTH ST, SIDNEY, IN 46562-8946 |
| Document Number | 2019120555 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019120555 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6750 MILLER RD, BRECKSVILLE, OH 44141-3262 |
The 2025 property tax bill for 103 North St was $484, down 66.8% from the year before.
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Jackson Township |
| Municipality | Sidney Town |
| Unified School District | Whitko Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $484.00 (-66.83%) | $100,300 (+22.32%) Land $19,700 Building $80,600 | $100,300 (+22.32%) Land $19,700 Building $80,600 |
| 2024 | $1,459.00 (-4.83%) | $82,000 (+0.74%) Land $14,400 Building $67,600 | $82,000 (+0.74%) Land $14,400 Building $67,600 |
| 2023 | $1,533.00 (-44.7%) | $81,400 (+7.25%) Land $14,400 Building $67,000 | $81,400 (+7.25%) Land $14,400 Building $67,000 |
| 2022 | $2,772.00 | $75,900 Land $8,900 Building $67,000 | $75,900 Land $8,900 Building $67,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 North St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 North St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Kosciusko Connect Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Brightspeed.
5G and 4G LTE (outdoors only)
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