103 Nicole Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 103 Nicole Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,883 sqft · built 1994
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Feb 2024)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1630-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1630-8`
Alternative APN	`29-3N-23-3040-000A-0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,883 sqft Heated Area
Gross Area	2,339 sqft
1st Floor Area	1,523 sqft
Upper Floors Area	360 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,108 sqft (0.255 acres)
Garage Type	Finished
Garage Area	440 sqft
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	103 NICOLE LN
City	CRESTVIEW
State	FL
Zip	32539-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE V LOT 2 BLK A
Legal Range	23
Legal Township	03N
Legal Section	29
Legal Subdivision	PARK PLACE V
Legal Block	A
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2014
Census Tract	20702

Owner

103 Nicole Ln is owned and occupied by an individual who bought it in February 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	103 NICOLE LN, CRESTVIEW, FL 32539-6051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Feb 7, 2024	MOULTON LAND TITLE INC
Aug 5, 2019	Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2024 · Amount on File
Deed Sale	Feb 14, 2024 · Amount on File
Prior Sale	Feb 7, 2024
Deed Document Number	3671065
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 14, 2024
Property Address	103 NICOLE LN, CRESTVIEW, FL 32539-6051
Document Number	0003671065
Map Reference	MB 14 PG 29
Instrument Date	Feb 9, 2024
Instrument	3671065
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5296 PEACH DR, PACE, FL 32571-2787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 NICOLE LN, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	0003671066
Date	Feb 14, 2024
Instrument	3671066

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024:

Jurisdiction	OKALOOSA FL
Recording Date	Feb 7, 2024
Property Address	103 NICOLE LN, CRESTVIEW, FL 32539-6051
Document Number	0003669870
Map Reference	MB 14 PG 29
Instrument Date	Feb 1, 2024
Instrument	3669870
Record Updated	Feb 29, 2024
Title Company	MOULTON LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17702 LAURICE LN, OPP, AL 36467-4719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 NICOLE LN, CRESTVIEW, FL 32539-6051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 5, 2019
Property Address	103 NICOLE LN, CRESTVIEW, FL 32539-6051
Document Number	0034121395
Book / Page	003412 / 001395
Instrument Date	Jul 31, 2019
Instrument	3295675
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,329.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 NICOLE LN CRESTVIEW FL 325396051, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	34121403
Date	Aug 5, 2019
Book Page	003412/001403
Instrument	3295678

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 103 Nicole Ln was $2,594 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$210,416 Land $37,664 Building $172,752	$210,416 Land $37,664 Building $172,752
2023	$1,856.00 (+3.4%) Homeowner's exemption	$156,264 (+3%)	$224,114 (+9.06%) Land $32,000 Building $192,114
2022	$1,795.00 Homeowner's exemption	$151,713	$205,503 Land $24,616 Building $180,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Nicole Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Nicole Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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