Clinton County and Saranac Town property record for 103 Napper Rd, Saranac, NY 12981 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 2009 |
| Square Footage | 1,378 sqft Living Area |
| Lot Size | 41,125 sqft (0.944 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,457.00 (2025) |
| Primary APN | 094489 226.-1-16.23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,378 sqft Living Area |
| 1st Floor | 1,378 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 41,125 sqft (0.944 acres) |
| Depth X Width | 175 ft x 235 ft Depth x Width |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 103 NAPPER RD |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-3292 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 16.023 |
| Jurisdiction | CLINTON NY |
| Minor Civil Division | SARANAC |
| Census Blockgroup | 6 |
| Census Block | 6053 |
| Census Tract | 103800 |
Source: Clinton County and Saranac Town records · APN 094489 226.-1-16.23
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 NAPPER RD, SARANAC, NY 12981-3292 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
Source: Clinton County and Saranac Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,457.00 | $181,000 (-) Land $25,300 Building $155,700 | $196,000 (+8.29%) Land $27,397 Building $168,603 |
| 2023 | $181,000 Land $25,300 Building $155,700 | $181,000 Land $25,300 Building $155,700 |
103 Napper Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Clinton County (36019C), updated June 20, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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