103 Nancy Ave, Berlin, MD 21811 Property Records

Worcester County property record for 103 Nancy Ave, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,728 sqft · built 1978
Lot Size	0.754 acres (32,852 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2001)
Tax Bill	$4,145 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-036502`

Property Details

APN / Parcel Number

Primary APN	`03-036502`
Alternative APN	`036502`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,852 sqft (0.754 acres)
Lot Dimensions	2 ft deep x 1 ft wide

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	360 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	036502
Street Address	103 NANCY AVE
City	BERLIN
State	MD
Zip	21811-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 22 156.44' X 210' NANCY AVE PL FRANKLIN HGHTS SEC 1
Legal Subdivision	FRANKLIN HEIGHTS
Legal Lot Number	22
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 NANCY AVE, BERLIN, MD 21811-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2001 · Amount on Record
Deed Sale	Jun 6, 2001 · Amount on Record
Prior Sale	Sep 30, 1998
Deed Document Number	2001330135
Deed Book / Page	3057 / 273
Last Transfer Date	Jan 21, 2022
Transfer Doc	0083010385
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	103 NANCY AVE, BERLIN, MD 21811-1027
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082800219
Date	Jan 7, 2022
Book Page	8280/219

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Feb 1, 2022
Property Address	103 NANCY AVE, BERLIN, MD 21811-1027
Document Number	0083010385
Book / Page	8301 / 385
Map Reference	MB FWH 45 FO 53
Instrument Date	Jan 21, 2022
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6213 SOUINPOMT ROAD, BERLIN, MD 21811

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,145.00 (+2.32%) Homeowner's exemption	$248,400 (+4.19%)	$258,400 (-) Land $96,500 Building $161,900
2025	$4,051.00 (+5.08%) Homeowner's exemption	$238,400 (+8.4%)	$258,400 (+13.13%) Land $96,500 Building $161,900
2023	$3,855.00 Homeowner's exemption	$219,933	$228,400 Land $96,500 Building $131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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