103 N Saint Paul St, Cherry, IL 61317 Property Records

Bureau County property record for 103 N Saint Paul St, Cherry, IL 61317

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-27-405-010`

Property Details

APN / Parcel Number

Primary APN	`12-27-405-010`
Alternative APN	`655`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	100 ft deep x 130 ft wide

Location & Zoning

Account Number	1227405010
Street Address	103 N SAINT PAUL ST
City	CHERRY
State	IL
Zip	61317-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY-NEUMANS FIRST ADD. L 9-12 BLK 4 D 22-1966 130X100
Legal Range	11
Legal Township	17
Legal Section	27
Legal Subdivision	NEUMANS
Legal Block	4
Legal Lot Number	9-12
Jurisdiction	BUREAU IL
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4051
Census Tract	964700

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 N SAINT PAUL ST, CHERRY, IL 61317-1073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit HUD
May 20, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG CORP
Jan 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage PERU FEDERAL SAVINGS BANK
Jan 26, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 23, 2017
Transfer Doc	2017R00360
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	103 N SAINT PAUL ST, CHERRY, IL 61317-1073
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R01106
Date	Apr 16, 2024
Instrument	2024R01106

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	336 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	May 20, 2022
Property Address	103 N SAINT PAUL ST, CHERRY, IL 61317-1073
Document Number	2022R01966
Instrument Date	May 18, 2022
Instrument	2022R01966
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 N SAINT PAUL ST, CHERRY, IL 61317-1073

Mortgage

Document Number	2022R01967
Date	May 20, 2022
Instrument	2022R01967

Lender

Name	AMERICAN PACIFIC MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	5.75%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	103 N SAINT PAUL ST, CHERRY, IL 61317-1073
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00244
Date	Jan 17, 2017
Instrument	2017R00244

Lender

Name	PERU FEDERAL SAVINGS BANK
Type	Bank
Address	PERU, IL 61354

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2027

Interest

Rate	3.87%

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Jan 26, 2017
Property Address	103 N SAINT PAUL ST, CHERRY, IL 61317-1073
Document Number	2017R00360
Instrument Date	Jan 23, 2017
Instrument	2017R00360
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 N ST PAUL ST, CHERRY, IL 61317-1073

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Westfield Township
Municipality	Cherry Village
Elementary School District	Dimmick Community Consolidated School District 175 (PK - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,066.00 (+8%) Homeowner's exemption	$32,452 (+6.37%) Land $2,677 Building $29,775	$97,356 (+6.37%) Land $8,031 Building $89,325
2024	$1,913.00 (-18.46%)	$30,509 (+7.35%) Land $2,517 Building $27,992	$91,527 (+7.35%) Land $7,551 Building $83,976
2023		$28,420 Land $2,345 Building $26,075	$85,260 Land $7,035 Building $78,225
2022	$2,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY serves 490 people · EPA ID IL0110200
Water Source	Groundwater
Last State Inspection	May 2024
Lead	14 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: IVNet, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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