103 N River St, Lynd, MN 56157 Property Records

Lyon County property record for 103 N River St, Lynd, MN 56157

Property Summary

Property Type	Single Family Home
Details	built 1985
Lot Size	0.445 acres (19,384 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (May 2026)
Tax Bill	$1,644 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-110039-0`

Property Details

APN / Parcel Number

Primary APN	`26-110039-0`

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	19,384 sqft (0.445 acres)

Location & Zoning

Street Address	103 N RIVER ST
City	LYND
State	MN
Zip	56157-4012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.445 ACRES TRACT IN SE4 SW4 165' X 286' X 214.5' X 413' EX PARCEL 1 ACCRODING TO
Legal Range	42
Legal Township	111
Legal Section	27
Jurisdiction	LYON MN
Township / Civil Division	LYND
Census Block Group	2
Census Block	2095
Census Tract	360200

Owner

103 N River St is owned and occupied by two individuals who bought it in May 2026.

Source: Lyon County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 N RIVER ST, LYND, MN 56157-4012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST INDEPENDENT BANK
Mar 3, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Mar 3, 2025 · Amount on File
Deed Document Number	202621446
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	May 18, 2026
Property Address	103 N RIVER ST, LYND, MN 56157-4012
Document Number	0000021446
Instrument Date	May 14, 2026
Instrument	202621446
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,660.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 N RIVER ST, LYND, MN 56157-4012

Mortgage

Document Number	0000021446,
Date	May 18, 2026
Instrument	202621446

Lender

Name	FIRST INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Mar 3, 2025
Property Address	103 N RIVER ST, LYND, MN 56157-4012
Document Number	0000019200
Instrument Date	Feb 27, 2025
Instrument	19200
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 N RIVER ST, LYND, MN 56157-4012

Mortgage

Document Number	0000019201
Date	Mar 3, 2025
Instrument	19201

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 103 N River St was $1,644, up 3,188% from the year before.

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Lynd City
Elementary School District	Lynd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,644.00 (+3,188%)	$159,800 (-) Land $12,300 Building $147,500	$159,800 (-) Land $12,300 Building $147,500
2025	$50.00	$159,800 Land $12,300 Building $147,500	$159,800 Land $12,300 Building $147,500
2023	$1,448.00	$147,000 Land $10,200 Building $136,800	$147,000 Land $10,200 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 N River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 N River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lynd serves 448 people · EPA ID MN1420005
Water Source	Purchased groundwater from Lincoln-Pipestone Rural Water System
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Woodstock Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire.

Cell Coverage

5G and 4G LTE (outdoors only)

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